California fires are a *national* disaster
Just in case you're having any trouble feeling sympathy for the thousands of people losing their homes and jobs in LA, consider this:
After this disaster, fire insurance rates for everyone in the US will skyrocket.
Think it through. People won't be able to buy homes because they won't be able to afford the fire insurance required by the lenders. People with homes will be evicted because they can't continue to keep fire insurance on the homes they've bought. Many of the lucky few who have paid off their mortgage will drop fire insurance and "self-insure" against damages.
It will be in slow motion and won't be as cool disaster-porn as what's on TV now, but it's coming.
Ofc TFG won't do anything to help, but we should start demanding that the federal govt should provide low-cost fire and flood insurance. They keep talking about mitigation of harm done by climate change, well this is how it's getting real. If we start pounding the tables now, maybe in four years we could get some action.
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