The DU Lounge

XanaDUer2

(13,881 posts) Tue Oct 1, 2024, 02:12 PM Oct 1

Had to keep calling credit monitoring

Finally got a helpful knowledgeable agent. She showed me how to sign into the pc. Shit, there were the three alerts about my personal info on the dark web. I was supposed to get an email but didn't.

No one knows why. Its 15 a month. The y r overwhelmed bc of a huge breach

6 replies

= new reply since forum marked as read

Highlight:

Had to keep calling credit monitoring (Original Post) XanaDUer2 Oct 1 OP

Good Luck XanaDuer2 debm55 Oct 1 #1

Would it be easier for them to nuke the dark web so to speak? bucolic_frolic Oct 1 #2

I used to work at a startup selling solutions to prevent cyber attacks getagrip_already Oct 1 #3

My credit is frozen. I don't need to MotownPgh Oct 1 #4

I froze/fraud alerted XanaDUer2 Oct 1 #6

1) Lock down your SSN: ret5hd Oct 1 #5

debm55

(36,159 posts)

1. Good Luck XanaDuer2

Reply to XanaDUer2 (Original post)

Tue Oct 1, 2024, 02:14 PM

Oct 1

bucolic_frolic

(47,003 posts)

2. Would it be easier for them to nuke the dark web so to speak?

Reply to XanaDUer2 (Original post)

Tue Oct 1, 2024, 02:19 PM

Oct 1

I still don't understand how security got so lax.

I got one of those emails a while back.

getagrip_already

(17,440 posts)

3. I used to work at a startup selling solutions to prevent cyber attacks

Reply to bucolic_frolic (Reply #2)

Tue Oct 1, 2024, 02:37 PM

Oct 1

Ways to prevent and recover from encryption attacks.

Nobody was interested. It was too much work and was too expensive compared to having cyber insurance that would pay off the ransomeware attackers and get recovery keys.

It was cheaper to do nothing, so thats what they did.

Breaches dont cost them a lot of money, and insurance usually covers what it does cost.

Sure, they are increasing budgets to harden their systems, but it is slow and usually inneffective.

So short answer is they dont care.

MotownPgh

(359 posts)

4. My credit is frozen. I don't need to

Reply to XanaDUer2 (Original post)

Tue Oct 1, 2024, 02:42 PM

Oct 1

monitor. And there are no loans or mortgages in my future so they can stay that way. Try not to worry

XanaDUer2

(13,881 posts)

6. I froze/fraud alerted

Reply to MotownPgh (Reply #4)

Tue Oct 1, 2024, 03:38 PM

Oct 1

I'm worried locking down my ss would cause a problem with my ssdi money?

ret5hd

(21,320 posts)

5. 1) Lock down your SSN:

Reply to XanaDUer2 (Original post)

Tue Oct 1, 2024, 03:09 PM

Oct 1

https://www.ssa.gov/pubs/EN-05-10220.pdf

2) Lock down your credit (Experian, Transunion, Equifax)
https://www.usa.gov/credit-freeze

3) cancel your credit monitoring service and save yourself $15/month

Once info is out there on the dark (or light) web, those credit monitoring services can't do anything about it. And if you do the above steps, the criminals can't do anything with the info anyway.

Reply to this discussion