Kentucky childcare centers are 'mad as hell' as insurers reject their COVID-19 claims

ABC Children’s Academy in Bowling Green closed March 20 on the order of Gov. Andy Beshear, just like every other childcare center in Kentucky. Then, owner Melanie Barker and dozens of her colleagues around the state who were put out of business by COVID-19 all did the same thing: they filed an insurance claim.

Required to have insurance, many of their policies contained coverage for a “business interruption” caused by “an outbreak of a communicable disease at the insured premises.”

They’ve all been denied.

“I am totally frustrated and so are many other childcare operators in this state who are finding out insurance does not cover this pandemic,” said Barker.

Testing for COVID-19 was severely restricted at the time, making it virtually impossible to verify that the disease was present in any particular daycare.

Read more: https://www.kentucky.com/news/health-and-medicine/article242271646.html