It's the primary system that agencies use for electronic fund transfers, and it enables money to be electronically deposited in banks so payments can be made online without using a credit card. Nothing unusual about it.

This includes purchasing with Pay Pal.

I only do In Line banking. I go to the bank and stand in line. Lines are no longer long.
After ordering an item on line once I got hacked and it became a nightmare.

just not CC number.

Now that you mention it, I generally am able to walk right up to a teller. That could be problematic: If a bank sees that as being too easy, they'll see that as an inefficient, money losing service. Can't have that. Goodbye in-line banking.

They see me all of the time. Same with self check out, not me. Fast food? I’m not signing up for the app. Take a bottle of water and a healthy snack in hand when I leave the house.

Though I'm working on the healthy snack part.

She is happy with my health, for a 73 year old. But, I could always get run over by a bus tomorrow.

That way I still control how much I pay and when I pay & a dozen different outfits have not been given access to my account. The bank sends the amounts on to the vendors.

When I do pay for something on line (like my tabs) I have one credit card that I use only for on line purchases, never my debit card.

I did not have the issues you had when I got my tabs this year but that was a almost 3 months ago, maybe something has changed since then.

after every transaction with a current balance.