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Our cars insurance rose by 27% this year (Original Post) question everything Dec 2023 OP
My home insurance doubled in 2 years and I'm not in a flood zone, fire zone or any dangerous zone. MLAA Dec 2023 #1
I imagine that House insurance rates are based on national claims exposure. OAITW r.2.0 Dec 2023 #3
Mine went up pwb Dec 2023 #2
I lean towards self insurance. multigraincracker Dec 2023 #4
Yes, running into a thicket can be very dangerous! Ha ha heh. SWBTATTReg Dec 2023 #8
I lean toward self insurance. multigraincracker Dec 2023 #5
You have to carry liability iemanja Jan 2024 #23
Shop for some lower rates bucolic_frolic Dec 2023 #6
Progressive started the same nonsense during the pandemic Ritabert Dec 2023 #7
In many states you get a prorated refund when you change insurers. IbogaProject Jan 2024 #13
My Wawanesa car insurance went up by 28%, because chia Dec 2023 #9
Between December 2022 and June 2023 mine went up 17% dflprincess Dec 2023 #10
Combining car and house/tenant insurance with the same company can reduce premium. 3Hotdogs Jan 2024 #11
Well... OldBaldy1701E Jan 2024 #12
Note that Minnesota does not tax residents on food or clothes dflprincess Jan 2024 #14
It was an article I read about which states are bad for retirees. OldBaldy1701E Jan 2024 #15
Most articles that I see PlutosHeart Jan 2024 #16
So, the article is not being factual? OldBaldy1701E Jan 2024 #18
Where did you move from? PlutosHeart Jan 2024 #20
I was referring to higher prices not taxes. OldBaldy1701E Jan 2024 #21
I have lived pretty much all over the State. PlutosHeart Jan 2024 #22
It is the same where I am from. Depends on where you are. (n/t) OldBaldy1701E Jan 2024 #26
It reads like a right-wing source to me iemanja Jan 2024 #24
Well, the article was more about the idea of where one might want to move for retirement. OldBaldy1701E Jan 2024 #25
It's a trick PlutosHeart Jan 2024 #17
That I would not doubt. (n/t) OldBaldy1701E Jan 2024 #19
Seems to be a plague. madamesilverspurs Jan 2024 #27

MLAA

(18,598 posts)
1. My home insurance doubled in 2 years and I'm not in a flood zone, fire zone or any dangerous zone.
Sun Dec 31, 2023, 03:34 PM
Dec 2023

Crazy. I haven’t shopped around yet, but about to start.

OAITW r.2.0

(28,361 posts)
3. I imagine that House insurance rates are based on national claims exposure.
Sun Dec 31, 2023, 03:44 PM
Dec 2023

Climate Change is sure to make these costs go up, even for low risk regions. Car Insurance, is a whole nother economic sector....not sure why my rates go up as my vehicles age...

multigraincracker

(34,069 posts)
4. I lean towards self insurance.
Sun Dec 31, 2023, 03:52 PM
Dec 2023

I have a 2000 van, That I love and a 2012 Ford Focus. PL/PD coverage on both. Wife has a newer car and we have a high deductible. Have’t had a thicket or accident in over 30 years.

multigraincracker

(34,069 posts)
5. I lean toward self insurance.
Sun Dec 31, 2023, 03:56 PM
Dec 2023

I have a 2000 van, That I love and a 2012 Ford Focus. PL/PD coverage on both. Wife has a newer car and we have a high deductible. Have’t had a thicket or accident in over 30 years.

Ritabert

(744 posts)
7. Progressive started the same nonsense during the pandemic
Sun Dec 31, 2023, 04:50 PM
Dec 2023

They used to be cheaper but not anymore. I have to shop around when it comes due again.

IbogaProject

(3,645 posts)
13. In many states you get a prorated refund when you change insurers.
Mon Jan 1, 2024, 12:15 PM
Jan 2024

Varies by state, but your broker will know.

chia

(2,370 posts)
9. My Wawanesa car insurance went up by 28%, because
Sun Dec 31, 2023, 05:32 PM
Dec 2023

according to them the cost of auto repair had gone up 40%, the cost of replacement 60%, and the cost of medical claims 55%.

I

dflprincess

(28,468 posts)
10. Between December 2022 and June 2023 mine went up 17%
Sun Dec 31, 2023, 09:26 PM
Dec 2023

Part of the reason being the jump it took for turning 70.

Between June 2023 & December 2023 it went up 37% but that had a lot to do with bidding the 14 year old Civic goodbye and getting a shiny new vehicle with all sorts of bells & whistles. I like a lot of the new features like the back up camera & blind spot indicators but all the electronics add to the cost of repairs.

The company I'm with also pointed at the high rate of car thefts in the area though I got a little bit knocked off for the anti-theft option on the car. (Though the Civic had the best anti-theft protection - a manual transmission. The new one is automatic.)

OldBaldy1701E

(6,338 posts)
15. It was an article I read about which states are bad for retirees.
Mon Jan 1, 2024, 10:53 PM
Jan 2024

I saved that one because I wanted to examine what it said a bit further.

PlutosHeart

(1,445 posts)
16. Most articles that I see
Thu Jan 4, 2024, 04:14 AM
Jan 2024

about "which States are best for" retirees are basically advertising for southern red States.
Not interested.

OldBaldy1701E

(6,338 posts)
18. So, the article is not being factual?
Thu Jan 4, 2024, 08:06 AM
Jan 2024

I know when I moved up here I was shocked at some of the prices.

Regardless, that is where I found the article. Make of it what you will.

PlutosHeart

(1,445 posts)
20. Where did you move from?
Thu Jan 4, 2024, 03:36 PM
Jan 2024

If I may ask.

MN ranks very high on most lists for quality of life in many areas.

There was a recent article on Bring Me The News or MinnPost or somewhere where this whole idea of MN. has high taxes was broken down. You may have to look it up.

OldBaldy1701E

(6,338 posts)
21. I was referring to higher prices not taxes.
Thu Jan 4, 2024, 05:42 PM
Jan 2024

Where I moved from (Tennessee... not from there though, just lived there before here) has higher taxes (generally) because they don't have a state income tax. But the base prices for some products and services is more than it was down there. Especially car repair! Man, one had better hope their vehicle works a long time around here.

OldBaldy1701E

(6,338 posts)
25. Well, the article was more about the idea of where one might want to move for retirement.
Fri Jan 5, 2024, 06:29 PM
Jan 2024

In my home state of North Carolina, there are plenty of retirees as well. They won't last long with the healthcare system that exists there, but there are plenty of them there/moved there. I can't imagine. Your last name would have to be Soros or Rockefeller or Gates or something to be able to survive the N.C. healthcare system's financial vultures. (Better not have a chronic condition, they would be drooling at the prospect...)

PlutosHeart

(1,445 posts)
17. It's a trick
Thu Jan 4, 2024, 04:16 AM
Jan 2024

hoping to make more room for the wealthier moving here that are running away from climate change.🤣

madamesilverspurs

(16,040 posts)
27. Seems to be a plague.
Fri Jan 5, 2024, 06:59 PM
Jan 2024

Mine went up and resulted in a rather contentious phone call with the company. I pointed out that I'd been a customer for many years and that my driving record is pristine; they acknowledged both, but mostly hemmed and hawed. They didn't appreciate my comment that the increase is based in nothing more than 'because we can.'

And I'm still cleaning up the mess from going online to look for alternatives. Scam happens.


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