Minnesota
Related: About this forumBlue Cross denied Kelly Doran a scan during his recovery from lung cancer. So he switched his 250 em
Blue Cross denied Kelly Doran a scan during his recovery from lung cancer. So he switched his 250 employees to HealthPartners
After Blue Cross and Blue Shield of Minnesota denied prolific Twin Cities real estate developer Kelly Doran a routine scan ordered by his doctor, the lung-cancer survivor demanded a meeting with the health plans CEO. Doran, who until recently was CEO of Doran Cos., soon discovered he was far from the only employee at his firm to have a medical procedure denied by Blue Cross. Blue Cross sent a junior team of account executives to meet with the developer instead, Doran said. The meeting proved unfruitful.
"The fact that doctor-prescribed procedures and tests were being denied was intolerable to me for our employees and their dependents," Doran said in an interview Wednesday. "We tried to fix it with Blue Cross and Blue Shield and they refused to change anything." Shortly after the meeting, Doran, who stepped down as CEO in May, switched his companys 250 employees over to a HealthPartners plan. The switch cost the company an extra $70,000 a year, Doran said.
Dorans experience seems to echo some of the concerns raised by the Minnesota Hospital Association in a 27-page letter made public Monday. The association, writing on behalf of the 141 hospital and health system members it represents, asked state officials to investigate Blue Cross for what it said was an illegal refusal to pay for essential health care procedures, among other issues. The MHA also said Blue Cross had imposed new rules governing prior authorization that have made it more difficult for patients to get coverage for a range of procedures.
Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization process. The MHA claims Evicore is designed to intentionally delay care for patients and enable Blue Cross to deny payment "for as many covered services as possible."
After being denied his scan, Doran found that a number of his firms employees architects, lawyers, property managers, maintenance workers and others were also denied coverage for routine procedures. Among the procedures denied by Blue Cross, according to Doran, were a mammogram, an MRI for a Doran employees spouse who suffers from multiple sclerosis, and a sleep study for an employee whose doctor suspected sleep apnea. In each of the cases, the procedures were ordered by the employees doctors, Doran said.
Blue Cross, in response to the MHA's allegations, said the rising costs of health care have compelled the insurer to change its policies, which it says are legal.
https://www.bizjournals.com/twincities/news/2019/07/17/blue-cross-denied-kelly-doran-a-scan-during-his.html
leftieNanner
(15,697 posts)Doesn't mean it's right.
These vultures are going to drive themselves out of business, ultimately. There are some limits to procedures that are approved by Medicare, but they don't have a profit motive in this. And they don't deny medically necessary doctors' orders.
The Bopper
(252 posts)Those who have the gold make the rules. Dont you know that. Oh and by the way, they ALWAYS want more gold.
Grokenstein
(5,832 posts)Of all the things to enjoy about Pixar's The Incredibles, I love Gilbert Huph--the CEO of Insuricare--the most. He thinks he's the one being put upon because he has to teach Bob that insurance isn't about helping people, it's about exploiting them to the grave while pretending to give a damn. But he has to explain this while carefully tiptoeing around legal pitfalls which is just, like, so unfair to him (/sarcasm). It's the most realistic thing you'll ever see in any superhero fantasy.
But because it's fantasy, Bob finally grabs him by his pencil neck and throws him through a wall. Several walls.
Demovictory9
(33,757 posts)Skittles
(159,328 posts)it's a PERVERSION
dflprincess
(28,471 posts)I don't believe that is the case in every state.
It is subject to audits by the state Attorney General's office because of the not for profit status. Hopefully, the state will come down hard on them.
HealthPartners, who Doran switched to, is also not for profit and one of the BCBS' larger competitors in the area. My brother was covered by HealthPartners when he had lung cancer and there was never an issue with any of his claims being paid. Even the last ditch, really expensive, buy him just a little more time chemo he had near the end, that did give him some good quality time in his last couple months. (Full disclosure, since his death I have been working there, but one of the reasons i was OK with it is because of the way they handled his case.)
The Velveteen Ocelot
(120,843 posts)FreeState
(10,692 posts)Blue Cross/Anthem have denied me a routine cancer screening that is recommended by every expert and every doctor of mine. (I have a cancer syndrome).
TeamPooka
(25,273 posts)I love em.
SCVDem
(5,103 posts)irisblue
(34,261 posts)I read the article & saw no reason for a common, relatively inexpensive cost efficient proceedure.
mountain grammy
(27,273 posts)question everything
(48,801 posts)I had them for more than 10 years, in two states as an individual policy until I joined Medicare and was quite satisfied. But they obviously sold their soul - or whatever they had - to the devil. "Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization process."
mountain grammy
(27,273 posts)shouldn't even be a thing, like "pre existing conditions."
pangaia
(24,324 posts)process...":
Is this for ALL BC/BS throughout the country?
because my Excellus BC/BS in western NY is a non-profit.. and so far no refusals...
Leith
(7,855 posts)that a government bureaucrat didn't come between Mr. Doran and his doctor!
Isn't that the line that rethugs, cons, an health insurance execs always use?
JPK
(684 posts)I am a videographer and about 20 years ago was doing a lot of corporate videos for BCBS here in the state where I live. All state BCBS's are independent but belong to the national umbrella organization. I never have figured out that one. I shot for them over the course of probably 4-5 years or so. The videos included a lot of upper management people so had to get the gear up to the executive suites for the setups. In order to get to the floor, in the elevator you had to have a key card and when you to exec floor and off the elevator, there was a second glass door with a security person behind it that would allow you entrance. Again with a key card. The offices had extremely nice, modern offices and cubicles all with nice wood accents unlike the usual ones in the call center areas. Modern art objects like paintings and vases, etc. were on table and walls. Color keyed carpeting with modern designs. The execs also had a private, enclosed executive dining area with white linen table cloths, napkins and silverware with meals served by the company that supplied the food for the regular employee dining area. Some of the really upper guys had a bathroom in their office with a shower as well. All very nicely appointed too. The company I worked for had BCBS as their health insurance carrier and it opened my eyes as to where a nice chunk of my monthly contribution to the plan went. The entire building complex was surrounded by fences with security patrols. All that and supposedly BCBS is a non profit company. They have staff doctors, nurses and lawyers to first decide whether or not to deny a claim and then have the lawyers to make sure there are no legal issues with the decision. If people knew how much their money was going to executive comfort and perks along with the plush offices they would be outraged. They really are crooks.
dixiegrrrrl
(60,011 posts)dflprincess
(28,471 posts)doctor how to treat them.