Consumer Advice

Baked Potato

(7,733 posts) Mon May 9, 2022, 12:42 PM May 2022

Thieves attempted to place charges on our credit card this weekend.

There were five attempts to charge for “flowers” before Mother’s Day. Our credit union declined them all, canceled the card, and a new one is on the way.

There were two probing attempts for 22 cents, and three other attempts for $45, $47, and $66. They were all supposedly flower shops. Our credit union was on the ball and denied them all through some kind of fraud detection. I think the fraudsters didn’t have the 3 digit security code too.

Mrs. Potato had her file compromised in the past Equifax hack. Mine was too and a couple years ago a credit card was opened in my name. That took a while to clear off the big 3 reports.

Anyhoo, check your charges occasionally and watch for small charges especially. These are tests.

9 replies

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Thieves attempted to place charges on our credit card this weekend. (Original Post) Baked Potato May 2022 OP

The probing attempts are a huge flag for credit card companies. Phoenix61 May 2022 #1

Great idea! SheltieLover May 2022 #3

If you use them for auto payments you may want to Phoenix61 May 2022 #4

Good tip! SheltieLover May 2022 #9

That's a great idea. I had a call from Visa asking if I charged 1900 gallons of fuel in Florida.. mitch96 May 2022 #5

With most cards you can sign up for notifications for when your card is charged. CrispyQ May 2022 #2

Great advice! Mrs. Potato got an email on the 7th Baked Potato May 2022 #6

Have had our card charged twice. In the first instance, a woman bought LogicFirst May 2022 #7

Still, people should be cautious about messages from your "bank". nilram May 2022 #8

Phoenix61

(17,689 posts)

1. The probing attempts are a huge flag for credit card companies.

Reply to Baked Potato (Original post)

Mon May 9, 2022, 12:45 PM

May 2022

I have all my cards send me a text whenever there is a charge.

SheltieLover

(59,717 posts)

3. Great idea!

Reply to Phoenix61 (Reply #1)

Mon May 9, 2022, 12:48 PM

May 2022

Phoenix61

(17,689 posts)

4. If you use them for auto payments you may want to

Reply to SheltieLover (Reply #3)

Mon May 9, 2022, 12:50 PM

May 2022

turn off text alerts. Nothing like getting woken up at 2:00 am to learn that Netflix placed a charge on your credit card.😂😂😂😂

SheltieLover

(59,717 posts)

9. Good tip!

Reply to Phoenix61 (Reply #4)

Mon May 9, 2022, 03:33 PM

May 2022

Thx!

mitch96

(14,691 posts)

5. That's a great idea. I had a call from Visa asking if I charged 1900 gallons of fuel in Florida..

Reply to Phoenix61 (Reply #1)

Mon May 9, 2022, 01:20 PM

May 2022

Ahhh no.. Cancelled card and new one sent...
m

CrispyQ

(38,354 posts)

2. With most cards you can sign up for notifications for when your card is charged.

Reply to Baked Potato (Original post)

Mon May 9, 2022, 12:47 PM

May 2022

This saved me a big hassle a few years ago when an illegitimate charge was made. I got a notice on my phone in less than five minutes after the charge & called the company & cancelled the card. You'll have to create an online account with your card service, but IMO, the notifications are worth it!

Baked Potato

(7,733 posts)

6. Great advice! Mrs. Potato got an email on the 7th

Reply to CrispyQ (Reply #2)

Mon May 9, 2022, 01:23 PM

May 2022

from the credit union but didn’t see it until this morning. We will probably do the text notifications now too.

LogicFirst

(593 posts)

7. Have had our card charged twice. In the first instance, a woman bought

Reply to Baked Potato (Original post)

Mon May 9, 2022, 03:03 PM

May 2022

a ticket from Texas to Kansas and back. They caught her in Kansas. My husband said he’d pay his own way to Dallas to testify; however, no one was interested. The second time someone was leaving France and going to Switzerland.

nilram

(2,991 posts)

8. Still, people should be cautious about messages from your "bank".

Reply to Baked Potato (Original post)

Mon May 9, 2022, 03:14 PM

May 2022

Just before reading this thread, I got a text that said my bank saw something suspicious, froze my card, and gave me a link to click on in order to unfreeze it or validate it or something. I didn’t like the phone number, or the link, so I went to my bank’s app, logged in, and there was no message directly from the bank about anything being wrong. I googled the number and it wasn’t associated with my bank. Moral is: log into or call your bank to verify. This is textbook phishing and I’m not gonna bite.

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