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Ferrets are Cool

(21,957 posts)
Fri Apr 23, 2021, 02:51 PM Apr 2021

I have misplaced my US Savings Bonds

I bought them in the 80s and have moved a couple of times since then. I have scoured the house for them, but can't located them.
When I go to the government site, it tells me I must have information that I would ONLY have if I could find the bonds.

Does anyone have any advice on how to redeem these US Savings Bonds?

Thanks

17 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I have misplaced my US Savings Bonds (Original Post) Ferrets are Cool Apr 2021 OP
I'm interested also. badhair77 Apr 2021 #1
Did you buy them through an employer? Freddie Apr 2021 #2
No. They were not. Ferrets are Cool Apr 2021 #6
Any chance you put them in an old safety deposit box? MLAA Apr 2021 #3
Yeah, we have torn the house apart looking for them. Ferrets are Cool Apr 2021 #8
One more idea.... MLAA Apr 2021 #4
Just apply with the government. Chipper Chat Apr 2021 #5
Yes, I went to that page and it was down. Ferrets are Cool Apr 2021 #7
Info. here: CountAllVotes Apr 2021 #9
Thanks for this info. Ferrets are Cool Apr 2021 #10
Glad to help CountAllVotes Apr 2021 #11
Most likely you will need a *medallion* signature guarantee. lastlib Apr 2021 #17
And if someone IS buying some..... MyOwnPeace Apr 2021 #12
My mother lost some HH bonds Tomconroy Apr 2021 #13
Thank you Ferrets are Cool Apr 2021 #15
Try this JohnSJ Apr 2021 #14
Yeah, the year and month I bought them is going to be a close guess Ferrets are Cool Apr 2021 #16

badhair77

(4,613 posts)
1. I'm interested also.
Fri Apr 23, 2021, 02:53 PM
Apr 2021

My son received several when he was born and later confirmed. I have no idea where they are. Given that I rarely throw anything out I’m bound to come across them someday.

MLAA

(18,602 posts)
3. Any chance you put them in an old safety deposit box?
Fri Apr 23, 2021, 02:59 PM
Apr 2021

Or is it possible you used a brokerage firm of some kind and they have them? Just thinking of things I might have done 😬

MLAA

(18,602 posts)
4. One more idea....
Fri Apr 23, 2021, 03:01 PM
Apr 2021

Did you check where you keep birth certificate, will or other such documents? I’m sure you did. I stick things in crazy places and not good at filing, I’m likely to have stuck the. In a folder with old utility. Ills or something. Good luck!

Chipper Chat

(10,029 posts)
5. Just apply with the government.
Fri Apr 23, 2021, 03:30 PM
Apr 2021

They will ask you a lot of questions like when did you have them last etc. They can find out if they were cashed by your social security number. It's worth a try.

Ferrets are Cool

(21,957 posts)
7. Yes, I went to that page and it was down.
Fri Apr 23, 2021, 03:39 PM
Apr 2021

I will keep trying. It sure seems like it would be easy to look up by SS number.

CountAllVotes

(21,068 posts)
9. Info. here:
Fri Apr 23, 2021, 03:40 PM
Apr 2021

Fill out Form 1048

To search for lost savings bonds, go to the U.S. Treasury’s website at treasurydirect.gov and fill out Form 1048, which is titled “Claim for Lost, Stolen, or Destroyed United States Savings Bonds.

Form 1048 from treasurydirect.gov:

https://www.treasurydirect.gov/forms/sav1048.pdf%20


“Fill out as much of the form as possible,” Tayne says. “Try to obtain the Social Security numbers of the purchaser and estimated timeframe of the purchase.”
Verify for your form

Once you fill out your form to the best of your ability, don’t just sign it. It needs to be certified. Justin Pritchard, a financial adviser at Approach Financial, says this isn’t easy to do. “The hardest part of the process is getting your signature certified,” Pritchard says. “You’ll need a signature guarantee or another acceptable form of certification to complete the process. Unfortunately, a notarized document is not sufficient.”

To get your form verified head to your local financial institution, such as a bank or credit union. There you will sign the form and have it certified by the institution’s certifying officer, not a notary. Contact your bank or other financial institution ahead of time to find out if they have a certifying officer and set up an appointment.

More:

https://www.bankrate.com/banking/savings/how-to-find-lost-savings-bond/

Best of luck!

CountAllVotes

(21,068 posts)
11. Glad to help
Fri Apr 23, 2021, 03:47 PM
Apr 2021

If you decide to buy more at some point, I'd strongly suggest having them in a treatsurydirect.gov account.

You don't have to worry about losing them!





lastlib

(24,910 posts)
17. Most likely you will need a *medallion* signature guarantee.
Thu Apr 29, 2021, 11:05 PM
Apr 2021
https://www.investopedia.com/terms/m/medallionsignatureguarantee.asp#:~:text=Key%20Takeaways%201%20Medallion%20signature%20guarantees%20that%20an,you%20are%20already%20a%20customer.%20More%20items...%20

Not all banks are members of STAMP program. If you happen to be a client of a small bank that isn't, they will need to refer you to one of their correspondent banks for the guarantee. Yes, it can be a colossal hassle. It's one reason it's a good idea to be a client of a good-sized bank that can provide it.

MyOwnPeace

(17,275 posts)
12. And if someone IS buying some.....
Fri Apr 23, 2021, 04:09 PM
Apr 2021

consider who will 'cash' them if you don't 'last that long.'
I was married and we had each had 'individual' bonds and later bonds with both names.
I lost my wife to MS and it was quite the effort to be able to cash them since they were only in her name.
The ones we had bought in 'both names' are just fine.

 

Tomconroy

(7,611 posts)
13. My mother lost some HH bonds
Fri Apr 23, 2021, 04:33 PM
Apr 2021

We went through the process of filling out the form, having it certified at the bank and sending it off to an office in Minnesota. We did not have the details of serial numbers and when purchased. I think all they really need is your name and social security number. We also did the form to cash them out. Sure enough, the money appeared in her account a few weeks later.

JohnSJ

(96,541 posts)
14. Try this
Fri Apr 23, 2021, 04:41 PM
Apr 2021

If your paper EE bond is lost, stolen, or destroyed, we need the following information before searching for the record of your bond:

Bond serial number -- If you don’t have the bond serial number, provide all of the following:
Specific month and year of purchase
Social Security Number
Names, including middle names or initials
Mailing address

https://www.treasurydirect.gov/indiv/research/indepth/ebonds/res_e_bonds_eereplace.htm


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