date you’ll die.
I figure if I try to have enough to live to 100, I’ll drop dead next year.
If I spend it all now like I’ll only live one more year, I’ll live to be a 100.
So I’m shooting for the middle.

and figure cash would be a good option, if it's still available. Because, you know, old postage stamps are basically worthless unless on very large envelopes.

and he is way richer than me. So, I never give it a thought.

And if you know you won't outlive when the bill is due. Personally this isn't an option for me. My wife and I have things set up so our kids and any future grandchildren will get a good financial boost when we're gone.

There are still a few states with estate or inheritance taxes. Some you can avoid tax with charities, insurance trusts, or by gifting a year prior to death.

I only posted because I do like the idea leaving debts behind that are absorbed by banks, credit card companies, etc. I doubt it will happen that way, though. It would be happenstance for someone to plan and time it right with that view in mind.