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Anyone keep funds with Vanguard? (Original Post) question everything Oct 2022 OP
Yes. They're having problems progree Oct 2022 #1
Just checked my Vanguard holdings everything looks OK. nt doc03 Oct 2022 #2
Thank you. Yes, fixed question everything Oct 2022 #4
I have Vanguard bonds and it looks OK. gab13by13 Oct 2022 #3
Thank you. I have decided not to do anything these days question everything Oct 2022 #5
Oh well. Usually it's the other way around - the market value at year end is lower than it is progree Oct 2022 #6
The IRA (R) means retirement. doc03 Oct 2022 #7
Right. Did not bother me previously. The irony is that withdrawals were suspended question everything Oct 2022 #8

progree

(11,463 posts)
1. Yes. They're having problems
Fri Oct 21, 2022, 08:17 PM
Oct 2022

I looked at Summary of Holdings and there was a message "Data unavailable Our system is temporarily unable to display some of your account information. We apologize for the inconvenience and appreciate your patience while we fix these issues. Please refresh in a few minutes or choose another page."

Next, I looked at https://holdings.web.vanguard.com/prices-and-returns
and it is as of 10/19 4p

I went back to Summary of Holdings, and it says as of 10/21 410p, BUT
https://holdings.web.vanguard.com/
I can't see my individual holdings of each account. Just account totals. That's for Vanguard holdings. For my outside holdings, it shows it all.

On the above page, I clicked the Manage Outside something-or-other link and get:
https://personal.vanguard.com/us/faces/TPView
which shows everything -- Vanguard and non-Vanguard

Went back to Summary of Holdings and just get that message I showed at the top of the post.

gab13by13

(25,224 posts)
3. I have Vanguard bonds and it looks OK.
Fri Oct 21, 2022, 09:54 PM
Oct 2022

Just that my holdings are going the wrong way, right before the market dropped I moved a bunch of cash, mainly into relatively safe mutual funds, so I thought.

question everything

(48,797 posts)
5. Thank you. I have decided not to do anything these days
Sat Oct 22, 2022, 12:30 PM
Oct 2022

Except for the required RMDs that are based on the value as of 12/31/2021! More than 20% higher than what they are now


progree

(11,463 posts)
6. Oh well. Usually it's the other way around - the market value at year end is lower than it is
Sat Oct 22, 2022, 02:29 PM
Oct 2022

when one takes RMDs late in the following year (stock market goes up in 2 out of 3 years or something like that). So on average, we benefit from the lag -- our RMDs would be higher on average if they were based on portfolio value at the time they were taken.

I'll never ever understand why some people are so upset by RMDs -- it was something that I think was clearly presented from the beginning, I did my first IRA contributions in the early 1980s. It was always presented as tax-deferred, not tax-free and that there were RMD requirements when one becomes unfathomably old.

doc03

(36,695 posts)
7. The IRA (R) means retirement.
Sat Oct 22, 2022, 03:17 PM
Oct 2022

That's what I invested my money for anyway. It suppliments my not so great pension. I didn't realise the double taxation on SS or I would have put everything in a Roth.

question everything

(48,797 posts)
8. Right. Did not bother me previously. The irony is that withdrawals were suspended
Sat Oct 22, 2022, 03:52 PM
Oct 2022

in 2020 at the beginning of the pandemic even though the market sprang back up.

I wonder whether the Super bowl still predicts how the market ends.

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