traveling, hanging out with friends or just watching tv. Retirement is what you make of it. It’s not not a one size fits all. Some people love to work and will never quit. Their choice.

For social security anyway, if born in 1960.
Cheers

available. I’m under the 67 retirement too. I may wait to 70 if all goes well. I like the idea of a bigger check even if it’s later.

Medicare starts at age 65. Do the math.

If you take it that early, your payout is reduced considerably from what it would be if you started collecting at age 70.

Full Retirement Age. It varies somewhat, depending on what year you were born. But what it means, and what most people do not seem to begin to understand, is that at that age (your Full Retirement Age) you can collect Social Security and continue to work, without any penalty to your SS payout. It's all rather complicated, but it's important to understand exactly how all this works.

I was 62 then retired with 1 week short of 40 years' service. I was fortunate to retire with a
defined benefit pension and have not regretted it for one second. I worked in a steel mill where we
were exposed to every physical hazard and carcinogen known. I had ocular melanoma at 57 and
blood clots in my leg at 58 and 59. I am sure if I didn't retire at 62, I would not be alive today. At 76
I am in better physical condition then I was at 62. In my case taking retirement at 62 was a no brainer.
I feel sorry for the younger blue-collar generation that will not have that opportunity and most will probably
have to work until they are disabled or die.