who needs Dave Ramsey= I found a system

In 5 years or less all my bills including house and student loans will be GONE

then we will take out an equity loan in our home and completely remodel our home to perfection.

we paid off a couple of bills and quit our tobacco use leaves us with about 500 extra SO

we figured out which bills would pay off quick with the normal payment of say 100 +500 so you pay 600 till that one is done, then find the next bill. take the payment then add the 600 and pay that one off and so on till it is all gone. The beauty of it is that if something comes up, you can take the "rollup" and use it In an emergency then then next month get back on it.

doing this takes the bills from 22 years to 5. or less. (DO NOT incur new debt while doing this)

In 5 years I can get a new Jeep (ours is paid for and only 2010 model) and remodel my house like I really want~!

I'm excited.