i'm impressed. I've never heard of a budget plan ...

divide the total by 12 and then use that as your monthly bill for the next year.

how you do it?

I live in W PA, and I don't use the budget, but my offers for a budget plan run about $75/month. I think that is high, especially since I don't pay that much over a year, if I average my bills. But I still have bills of about $30 in the summer, and much higher for the really cold months. So what are you doing that keeps your bills so low?

contractor that remodeled the house with lots of insulation and new windows. Then I used a IR camera to find all of the air leeks and plugged them up pretty well. I also put in a new furnace. I keep it around 67 degrees in the winter. Wear a sweater and warm socks all the time. The only time I'm uncomfortable is when I take my morning shower, so I have a small heater in the bath I use for about a half hour. When it was remodeled all the windows on the east and south side were covered, I think that helped on the heat, but it'd be nice to look out on those sides.

The gas company for my small town is a local company about 2 blocks from my house. When ever you walk in a couple of old dogs come to greet you. For the last couple of years I've gone in and pre-paid my bill for the whole year using the budget plan figures. So, this year I'll give em about $450 next month and I'll be set for the year.