Disability

irisblue

(34,252 posts) Tue Oct 27, 2015, 08:55 PM Oct 2015

I'm looking at my medicare choices, Oy!

Medicare for dummies and so far one company has sent info. I was too overwhelmed last year, but this I need info to make a better choice for me. ::whimper::

4 replies

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I'm looking at my medicare choices, Oy! (Original Post) irisblue Oct 2015 OP

There should be a specially trained SHIP counselor to help you locally. hedda_foil Oct 2015 #1

thank you! irisblue Oct 2015 #2

I went with a medicare advantage plan. procon Oct 2015 #3

I know a lot of people disparage.......... mrmpa Nov 2016 #4

hedda_foil

(16,501 posts)

1. There should be a specially trained SHIP counselor to help you locally.

Reply to irisblue (Original post)

Tue Oct 27, 2015, 09:16 PM

Oct 2015

It's a federal program to help people on Medicare choose the right option for them. Check online or call the nearest senior center.

irisblue

(34,252 posts)

2. thank you!

Reply to hedda_foil (Reply #1)

Tue Oct 27, 2015, 09:21 PM

Oct 2015

procon

(15,805 posts)

3. I went with a medicare advantage plan.

Reply to irisblue (Original post)

Tue Oct 27, 2015, 09:39 PM

Oct 2015

Everything is included under one payment that gets deducted from my SS. It's seamless and effortless and I don't have to bother with separate policies for basic medicare, plus a supplemental plan, and a separate Rx policy, and all of them with different premiums and different rules and providers. I've been with the same clinic for many years now, and I'm very satisfied.

mrmpa

(4,033 posts)

4. I know a lot of people disparage..........

Reply to irisblue (Original post)

Wed Nov 30, 2016, 09:14 PM

Nov 2016

Medicare Advantage plans, but I think they are very good. I have my 86 year old mom on one. Her prescription drug plan is from the state, but I don't let her use it, it's too expensive & they will only fill a 30 day prescription at $8 for generic and minimally $15 for a name brand.

Her copays are $5 for her PCP, specialists are $45 and hospital stays no matter the length is $350.

Mom is on all generics and we can get a 90 day supply for $10. We will only use her state plan on a very expensive name brand if she would ever need one.

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