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XanaDUer2

(13,844 posts)
Mon Aug 8, 2022, 02:33 PM Aug 2022

My psychiatrist said this morning to stop beating myself up

I told him about the car accident. I found out my deductible is $500. I'm not fixing the scrape on my car. So, making sure I didn't cancel the lady's claim, I canceled my collision appointment. Thats half a month's rent.

No word on getting the cobra check returned. Although they call themselves "customer centric" the COBRA company is not easy. You get sent from person to person, having to explain your tale to five different people. The reps attitude was that's kinda customers' tough luck. He's supposed to email me.

I got a letter from the PO that I have Informed Delivery. My two, one accidental accounts online say I don't. I should never have bothered signing up. I get the mail I get.

I just want to make sure nothing interferes woih my mail delivery.

16 replies = new reply since forum marked as read
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My psychiatrist said this morning to stop beating myself up (Original Post) XanaDUer2 Aug 2022 OP
Myself, when I get in a mental loop, and can't stop dwelling on things. I sometimes just say stop it Walleye Aug 2022 #1
Good idea XanaDUer2 Aug 2022 #2
Ashwaghanda works for me in that situation. Makes the gerbil brain just stop. Scrivener7 Aug 2022 #7
That's good too, a code word Walleye Aug 2022 #8
No! It's an over the counter herbal supplement. It calms you down. Scrivener7 Aug 2022 #9
Oh thanks for the info I'll look into it Walleye Aug 2022 #10
I saw in another thread you had to make a quick payment drray23 Aug 2022 #3
Call your bank and do a stop payment on that check Freddie Aug 2022 #4
They cashed it right before I canceled it XanaDUer2 Aug 2022 #6
Believe it or not XanaDUer2 Aug 2022 #5
I would reschedule collision appt SheltieLover Aug 2022 #11
I was totally at fault XanaDUer2 Aug 2022 #12
Well, a claim could cause rate to increase, but SheltieLover Aug 2022 #14
Thanks! XanaDUer2 Aug 2022 #15
Yw SheltieLover Aug 2022 #16
According tobank XanaDUer2 Aug 2022 #13

Walleye

(35,661 posts)
1. Myself, when I get in a mental loop, and can't stop dwelling on things. I sometimes just say stop it
Mon Aug 8, 2022, 02:35 PM
Aug 2022

Out loud as a reminder to myself. It works sometimes

drray23

(7,962 posts)
3. I saw in another thread you had to make a quick payment
Mon Aug 8, 2022, 02:48 PM
Aug 2022

to cobra because of that check that they had not received.

If you have confirmed they did get paid, just call your bank with the check number and tell them to cancel it because it's lost.

Freddie

(9,691 posts)
4. Call your bank and do a stop payment on that check
Mon Aug 8, 2022, 02:55 PM
Aug 2022

Might cost a little (my bank is $35) but worth it.

XanaDUer2

(13,844 posts)
6. They cashed it right before I canceled it
Mon Aug 8, 2022, 03:00 PM
Aug 2022

Thinking it was lost. 31 bucks. Once I see it clear, I'll call the bank. I did call the COBRA company to tell them I paid online, and the check was canceled. They said, No problem, we'll note that and destroy the check. No one noted it. I feel like nothing I do smooths things over, no matter what due diligence something screws up

XanaDUer2

(13,844 posts)
5. Believe it or not
Mon Aug 8, 2022, 02:55 PM
Aug 2022

ey cashed the check and hour before it was canceled. I spoke to a rep about getting that money reimbursed, and he wasn't thrilled. He's supposed to email me after talking to "finance" that check has been applied to September's payment.

Which is where I want to leave it. Too much hassle and difficulty. I'm only paying online FHOO. NEVER going through this PO delivery stress again.

SheltieLover

(59,605 posts)
11. I would reschedule collision appt
Mon Aug 8, 2022, 04:33 PM
Aug 2022

Depending on your ins, they might issue you a check for anything in excess of $500 and, if other driver was at fault, your ins should make them pay all of it.

SheltieLover

(59,605 posts)
14. Well, a claim could cause rate to increase, but
Mon Aug 8, 2022, 06:25 PM
Aug 2022

If damage was over $500, they might just cut you a check.

SheltieLover

(59,605 posts)
16. Yw
Mon Aug 8, 2022, 06:35 PM
Aug 2022

What might look like minor damags to you could actually be quite a significant amount of work.

Just something to consider.

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