DIY & Home Improvement
Related: About this forumMinor hurricane damage to panels over enclosed balcony
Thank you in advance for your help. I don't have the precise terminology for the damage, but I'll do my best.
My balcony is covered, and part of the "ceiling" covering appears to be long metal panels with a repeating pattern of small holes in it. Two of them, somehow, appear to have been torn down from their mooring and now hang at an angle over the balcony. The insulation from the attic also came down.
Oddly enough, the screens and rails of my balcony are untouched. Weird.
Of course I want to fix this, and I definitely don't have the knowledge or skills to do this. I'm also not sure I should report such minor damage to my homeowner's insurance company. Would they raise my rates if I reported it ?
voteearlyvoteoften
(1,716 posts)So 150000 insured 3k or more deductible.
However if there is a big thunderstorm within a couple weeks then regular deductible applies.
Just sayin
steve2470
(37,468 posts)steve2470
(37,468 posts)I already reported this to my insurance company and I'm waiting for an adjuster. They are a bit busy here in Florida atm
Hassin Bin Sober
(26,693 posts)steve2470
(37,468 posts)Hassin Bin Sober
(26,693 posts)It's just soffit material. Not super expensive.
Relatively easy to install. An aluminum siding person or a good handyman or a moderately skilled DIYer should have no problem withi it. Doesn't appear to be any high ladder work involved.
Just tacked in with nails, I believe. Which is why it failed in a hurricane. I've never worked with the stuff but screws would be better if they could be hidden. Also easier to screw than hammer for an unskilled person.
Something like this:
https://www.menards.com/main/building-materials/roofing-soffits-gutters/soffit/12-white-pvc-coated-aluminum-vented-soffit/p-1444424172989-c-1488981946224.htm?tid=7088430808774390030&ipos=13