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DIY & Home Improvement

hamsterjill

(15,507 posts) Thu Feb 4, 2021, 09:30 PM Feb 2021

My money pit.

Anyone here who is well versed in home insurance policies? Specifically, I have a specific rider on the policy for the foundation and I think I may have a significant crack starting in the foundation.

Panic is setting in. I’ll call the insurance company tomorrow but knowledge is power if anyone has knowledge to share and help me sleep tonight.

Thanks!

3 replies

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My money pit. (Original Post) hamsterjill Feb 2021 OP

Perhaps get your own home inspector too, to look at too, to ensure that your insurance adjuster SWBTATTReg Feb 2021 #1

Document everything! TruckFump Feb 2021 #2

Ditto on your own separate inspector. You need to know all the options for fixing it too. 58Sunliner Feb 2021 #3

SWBTATTReg

(24,085 posts)

1. Perhaps get your own home inspector too, to look at too, to ensure that your insurance adjuster

Reply to hamsterjill (Original post)

Thu Feb 4, 2021, 09:43 PM

Feb 2021

won't willy nilly you w/ grossly inadequate estimates. It may be well worth the money out of pocket.

TruckFump

(5,812 posts)

2. Document everything!

Reply to hamsterjill (Original post)

Thu Feb 4, 2021, 09:55 PM

Feb 2021

Every contact with the ins co. If a tel call, write a confirmation letter. NEVER TRUST THEM TO DO RIGHT BY YOU.

You may never need all you have documented, but better to have it and not need it than to need it and not have it.

I am sure all will be OK, but do protect yourself.

58Sunliner

(4,981 posts)

3. Ditto on your own separate inspector. You need to know all the options for fixing it too.

Reply to hamsterjill (Original post)

Fri Feb 5, 2021, 10:19 AM

Feb 2021

I would also have 3 reputable companies come out and estimate what needs to be done and how to do it.

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