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XanaDUer2

(13,485 posts)
Thu Feb 29, 2024, 03:28 PM Feb 2024

Dental insurance. Question

Looking for dental-insura...
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XanaDUer2
3:04 PM
Looking for dental-insurance suggestions
Retired-disabled, so lost work dental. I have $43/mo dental I'm not happy wroth the cost. I'm used to getting 2 free cleanings and checkups per yr. Yesterday, I had a cleaning that was $167, with this insurance. I was confused.

Staff said they didn't know how much the insurance would pay (!?), and any overpay would be credited to me. I'm still confused.

Any recommendations of decent dental insurance for someone on TRaditional Medicare? I can see how dental is a lure for Medicare Advantage. I'm kinda pissed, and may need a new dentist

15 replies = new reply since forum marked as read
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Dental insurance. Question (Original Post) XanaDUer2 Feb 2024 OP
I don't have any dental ins., on Medicare and go twice a year. flying_wahini Feb 2024 #1
Someone said hey Medicare Advantage or XanaDUer2 Feb 2024 #3
No. Dental insurance only provides value if your employer is paying. marybourg Feb 2024 #2
I may cancel XanaDUer2 Feb 2024 #4
The current average overhead of a DDS office is over $600 per hour. Marcus IM Feb 2024 #5
Ok. Thank you. Nt XanaDUer2 Feb 2024 #6
Delta dental at 45$ a month, 2 cleaning a year + pbmus Feb 2024 #7
Thanks for your helpful reply XanaDUer2 Feb 2024 #8
Kick XanaDUer2 Feb 2024 #9
I have a dental savings plan anciano Mar 2024 #10
Thank you!!! XanaDUer2 Mar 2024 #11
Numerous companies offer them anciano Mar 2024 #12
Thanks so much XanaDUer2 Mar 2024 #13
UHC Medicare Advantage Plan trof Mar 2024 #14
I have traditional Medicare XanaDUer2 Mar 2024 #15

XanaDUer2

(13,485 posts)
3. Someone said hey Medicare Advantage or
Thu Feb 29, 2024, 03:38 PM
Feb 2024

Pay the dentist. I'm afraid MA worries mewith my health problems

marybourg

(13,088 posts)
2. No. Dental insurance only provides value if your employer is paying.
Thu Feb 29, 2024, 03:37 PM
Feb 2024

Otherwise, you’re just pre-paying and having your options narrowed.

 

Marcus IM

(3,001 posts)
5. The current average overhead of a DDS office is over $600 per hour.
Thu Feb 29, 2024, 03:43 PM
Feb 2024

I have no idea how little the hygienists are being paid with insurance paying so little.

Many hygienists are "gig workers" who lease space from a DDS. It's crushing them financially.

Most dentists in my lifetime as a DDS are republican voters. Don't think minimum wages should exist let alone be raised. Most think they are taxed too much. Most think there are too many safety/OSHA/Health Dept regulations. Dentistry, by and large, is a republican profession.

There's several reasons DDS offices are staffed primarily by women. They pay women less, and the DDS relies on the women's partners health insurance plan. I know of no dentist who has a group insurance plan for their employees. It's one of the more exploitive "professions'. Same goes with other medical professions.

I had a hygienist on my staff. Full time. Making a decent salary. Office fee for a basic cleaning was $100 - I absorbed the loss because I saw it as part of my service to my patients.


All the best.





anciano

(1,529 posts)
10. I have a dental savings plan
Fri Mar 1, 2024, 01:29 PM
Mar 2024

instead of traditional insurance. You get a discount on almost all dental services with no annual limit for one low fee (my plan is currently $99/year).
But just like with regular insurance you have to be sure the dental clinic you want to use will accept the plan you're interested in. Best wishes.

anciano

(1,529 posts)
12. Numerous companies offer them
Fri Mar 1, 2024, 01:43 PM
Mar 2024

and they are pretty much the same on coverages. Just Google "dental savings plans" for more info. I personally use Mutual of Omaha, but even they have several variations so that's why it's critical to be sure which specific plan your dental clinic participates in.

XanaDUer2

(13,485 posts)
13. Thanks so much
Fri Mar 1, 2024, 01:46 PM
Mar 2024

My dentist may be too chi-chi for me. I may need to go back to my old dentist. Current dentist is the one saying my TMJ treatment is 25k-32k.

XanaDUer2

(13,485 posts)
15. I have traditional Medicare
Tue Mar 5, 2024, 05:50 PM
Mar 2024

But thank you for responding with useful information! I may pay out of pocket. I've got serious uninsured tmj work i need done like 30k.

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