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marybourg

(13,181 posts)
Sat Jun 8, 2019, 08:12 PM Jun 2019

Social Security problem

Since my DH died, I’ve been having a terrible time getting S.S. to bump up my payments as a widow. It’s been going on for months, and I’ve enlisted the help of my congressperson’s office. This has gotten me some attention, finally, but strange letters with bizarre computations still arrive. Now they’re starting to play around with my Medicare deductions.

I’m just wondering if anyone else is, or has had, this problem.

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Social Security problem (Original Post) marybourg Jun 2019 OP
Fortunately I haven't. Good your congressperson's involved, elleng Jun 2019 #1
Not quite ready for that. marybourg Jun 2019 #2
A quick google search suggest to me there are LOTS of these, elleng Jun 2019 #3
Lots of lawyers? Or lots of people having problems? marybourg Jun 2019 #4
Lawyers, suggesting lots of people having problems. elleng Jun 2019 #5
Yeah, but from what I see, they do ss disability hearings, which is a whole different system. marybourg Jun 2019 #6
Is there SS office close by? question everything Jun 2019 #7
Yes, I was there months ago and they filed an marybourg Jun 2019 #9
Go again. Ask them to follow question everything Jun 2019 #10
Well, there already seem to be two groups marybourg Jun 2019 #12
If you get a letter from ss saying they overpaid you in a delisen Jun 2019 #8
I don't want them to exempt me from re-payment marybourg Jun 2019 #11
It should be pretty straightforward. PoindexterOglethorpe Jun 2019 #13
Yes, it's supposed to be so straightforward that on their website marybourg Jun 2019 #14
I'm a bit puzzled that you don't seem to know exactly how much you should be getting. PoindexterOglethorpe Jun 2019 #15
I know exactly how much I should be getting- marybourg Jun 2019 #16
I apologize for my poor reading skills. PoindexterOglethorpe Jun 2019 #17
Thank you . Problem finally corrected. After nearly 4 months. marybourg Jun 2019 #19
Problem corrected. marybourg Jun 2019 #18
Hooray! Hooray! PoindexterOglethorpe Jun 2019 #20

elleng

(136,043 posts)
1. Fortunately I haven't. Good your congressperson's involved,
Sat Jun 8, 2019, 08:16 PM
Jun 2019

but have you thought of retaining an attorney?

Good luck

marybourg

(13,181 posts)
2. Not quite ready for that.
Sat Jun 8, 2019, 08:29 PM
Jun 2019

Willing to stick with the congressperson for a while longer, since between overpayment mistakes, and underpayment mistakes, I’m about even at the moment. LOL. But it’s very stressful, on top of the stress of losing DH. I was wondering how common this is. I don’t know anyone else who’s had this problem.

I also wonder how many lawyers have dealt with this type of problem, as against SS Disability, which is very different. This is like : just do your job correctly, no judgment involved. Would you think this is a mandamus action? Or do I need a special bill? I hope I’m only joking, but . . .

elleng

(136,043 posts)
3. A quick google search suggest to me there are LOTS of these,
Sat Jun 8, 2019, 08:35 PM
Jun 2019

but tho don't know exact nature of the problem, can't give you a tailored answer.

marybourg

(13,181 posts)
6. Yeah, but from what I see, they do ss disability hearings, which is a whole different system.
Sat Jun 8, 2019, 09:04 PM
Jun 2019

I haven’t seen any lawyers specializing in the regular ss system problems, where their fees are not provided for, as they are in the ss disability system. But if you are seeing something different, I would appreciate your search terms.

question everything

(48,797 posts)
7. Is there SS office close by?
Sat Jun 8, 2019, 09:07 PM
Jun 2019

I found out that walking there and talking to someone and have all the computations done in front of you can help.

On the other hand, I think that the woman who helped us was an unusual staff member. I even wrote to the acting director commending her.

marybourg

(13,181 posts)
12. Well, there already seem to be two groups
Sat Jun 8, 2019, 09:23 PM
Jun 2019

working at cross-purposes on my account, adding and subtracting money. I do want to stick with the congressperson's constituent service person for a while longer. He has higher level contacts than I could reach.And he absorbs a lot of the aggravation.I was just wondering if anyone else is or was having this problem.

delisen

(6,450 posts)
8. If you get a letter from ss saying they overpaid you in a
Sat Jun 8, 2019, 09:08 PM
Jun 2019

month or more and are going to deduct those amounts from future checks you might call them and tell them repayment would be a hardship for you. They may exempt you from repayment.

marybourg

(13,181 posts)
11. I don't want them to exempt me from re-payment
Sat Jun 8, 2019, 09:15 PM
Jun 2019

for what they think was a month's overpayment. I want them to recognize that I'm entitled to the correct amount ( the amount DH was getting before his death) every month.

PoindexterOglethorpe

(26,727 posts)
13. It should be pretty straightforward.
Sat Jun 8, 2019, 10:31 PM
Jun 2019

It's possible you misunderstand exactly what you are entitled to. Now that you are a widow (and I am sorry for your loss, it's never easy) you are entitled to 100% of what your husband's SS amount was. I'm guessing that's more than what you were collecting on your own.

As others have suggested, make an appointment with your local Social Security office.

And Medicare deductions are likewise straightforward. I'm forgetting what it currently is, but it's not a variable amount.

Speaking about my own personal experience with Social Security, I'm a divorced spouse. When I turned 66, my full retirement age, in 2014, I was able to collect 50% of what would be his SS when he turned 66, his full retirement age. He's four years younger, so the numbers actually work out quite nicely. Anyway, I collected that amount for the next four years, until I turned 70. A few months before my birthday I got a letter from Social Security telling me that I need to start collecting on my own, as it would be more money than the spousal amount. Which I already knew. Here's the crucial part. I needed to go in person to the local Social Security office to make the change. I'd been able to do the original claim, the one against his account, over the phone. Not the new one. I had to go in person. Which I did. It was straightforward, the change was made, and I started collecting about $500/month more on my own account.

If my ex dies, I will become one of his widows. He's currently married to someone else, so she'd be a widow also. Depending on exactly how long he lives, and I certainly hope he makes it to age 70, I would then collect at least another $500/month, raising my SS payment quite nicely. Alas for me, his family is quite long lived, typically well into their 90s. Since I'm four years older than he is, my chance of outliving him isn't all that great.

marybourg

(13,181 posts)
14. Yes, it's supposed to be so straightforward that on their website
Sat Jun 8, 2019, 10:58 PM
Jun 2019

they tell you not to do anything; that *in most cases* they up you to your spouse’s higher benefit amount automatically. In my case, it didn’t work.

Most recently, they dumped a wad of cash into my account to make up for not bumping me up for several months, but no letter came explaining it, just a letter re-stating the old, now-incorrect amount and babbling on about my now having to pay for medicare (which I’ve been doing for 12years)!

I appreciate the condolences. I know it will be straightened out eventually, especially since the constituent service guy at my congresspersons office is running interference for me ( I think he’s responsible for the wad), but it’s upsetting not to know whether and how much I’m going to get when the payment date rolls around each month, until I finally see the deposit. Or not.

PoindexterOglethorpe

(26,727 posts)
15. I'm a bit puzzled that you don't seem to know exactly how much you should be getting.
Sun Jun 9, 2019, 12:01 AM
Jun 2019

It shouldn't be a mystery. If your husband was getting SS, you should get his amount, now that you are his widow. I really hope the constituent services guy at your Congressperson's office will work this out. That is exactly what they are there for.

What distresses me is that this isn't happening in a straightforward manner. As I said above, I made the switch from collecting as a divorced spouse to my own account with no problem whatsoever, and got exactly what I thought I should get. I will encourage you again to go to your local SS office in person.

I do understand that the uncertainty involved is at best troublesome. But I'm sure it also adds to your personal financial insecurity, and that is very difficult.

I do hope you keep us informed on this. Especially if you can finally figure out what went wrong and how others of us could avoid similar problems.

marybourg

(13,181 posts)
16. I know exactly how much I should be getting-
Sun Jun 9, 2019, 12:47 AM
Jun 2019

the same amount my DH was getting when he was alive. I was on his account and getting half. The most straightforward of situations. Unfortunately, in my case, they seem to be unable to apply the simple rule. For months. Even after an appeal. To which they never responded.

PoindexterOglethorpe

(26,727 posts)
17. I apologize for my poor reading skills.
Sun Jun 9, 2019, 11:39 AM
Jun 2019

And I am so sorry you are going through all this hassle. My own relatively brief dealings with Social Security have been slightly tedious, but not complicated.

marybourg

(13,181 posts)
18. Problem corrected.
Mon Jun 10, 2019, 12:45 PM
Jun 2019

Thanx to all. Finally - after nearly 4 months- Social Security sent a corrected statement of benefits. The takeaway from this: if a problem with a federal agency doesn’t get cleared up in a reasonable time, go to your congresspersons office for help. Even if she/he is a publican.

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