Seniors

raccoon

(31,454 posts) Mon Jul 22, 2019, 04:12 PM Jul 2019

Do y'all get mail that says, "Medicare recipients--new

Coverage benefits available”. And it says you are eligible for additional benefits such as dental, vision, hearing, and won’t your phone number.

Are they just trying to sell you a Medicare supplement or additional dental or vision insurance?

7 replies

= new reply since forum marked as read

Highlight:

Do y'all get mail that says, "Medicare recipients--new (Original Post) raccoon Jul 2019 OP

They are selling---advertise on TV also--I just ignore them. virgogal Jul 2019 #1

probably a medigap HMO-type insurance. JustABozoOnThisBus Jul 2019 #2

Selling Advantage Plans snowybirdie Jul 2019 #3

It could be a supplement, but it's probably a Medicare Advantage Plan. Hoyt Jul 2019 #4

I just turned 64 1/2 bmbmd Jul 2019 #5

Goes in the GarBage. nt doc03 Jul 2019 #6

Trying to sell you a Medicare Advantage plan. sinkingfeeling Jul 2019 #7

virgogal

(10,178 posts)

1. They are selling---advertise on TV also--I just ignore them.

Reply to raccoon (Original post)

Mon Jul 22, 2019, 04:14 PM

Jul 2019

JustABozoOnThisBus

(23,762 posts)

2. probably a medigap HMO-type insurance.

Reply to raccoon (Original post)

Mon Jul 22, 2019, 04:15 PM

Jul 2019

It can't hurt to go eat their free lunch!

snowybirdie

(5,627 posts)

3. Selling Advantage Plans

Reply to raccoon (Original post)

Mon Jul 22, 2019, 04:25 PM

Jul 2019

offer more coverage options, but have some serious drawbacks. Have to use their network and they can drop you. Good for some but get all the facts.

Hoyt

(54,770 posts)

4. It could be a supplement, but it's probably a Medicare Advantage Plan.

Reply to raccoon (Original post)

Mon Jul 22, 2019, 04:27 PM

Jul 2019

Some people like MA plans because they can get most of the benefits of a supplement and drug plan, plus a little dental or eye coverage, for less than someone with traditional Medicare buying a supplement and separate drug plan.

But, other people don't like MA plans because you don't have access to any doctor, hospital, etc., that you might want. Some people believe these plans don't treat you as well when you get sick.

About 30% of Medicare beneficiaries choose Medicare Advantage Plans.

If one wants to save money and doesn't mind having to utilize a network or providers, it might be a way to save $100 - $200 a month.