Seniors
Related: About this forumWhat Happens When You Lose Your Home At 72? - (WGBH)
What Happens When You Lose Your Home At 72? Priced Out. Older, female & unhoused. GBH News, Jan. 9, 2023. -Ed.
Judith spent most of 2022 living in her Volvo because she was unable to find an apartment she could afford. (VIDEO Below). As an early August sun rose over Newburyport, 72-year-old Judith bought a cup of coffee at a drive-thru & continued across the street to St. Marys Cemetery. She pulled up her Volvo SUV near a water spigot among the headstones, & got out to wash her neck & shake out her bedding. It was a morning routine shed established months prior after she was evicted from her apartment, & began living in her car as she struggled to find a new place she could afford. As winter wore on, she found snow easier to live with than the cold rains of March. And as summer arrived, she used mosquito netting so she could leave her car windows open at night.
And as the 2nd winter in the car approached, Judith tried to be stoic: she insulated the car windows from the cold, & slept under layers with a hat & thick socks. But, she admitted, despair had crept in.
Judith, who didnt want her last name used citing privacy, called herself fortunate enough to have a vehicle to sleep in.'' She pointed to the cemetery, where shed seen other people experiencing homelessness, including, she said, a woman her age, living among the trees. But she never got close enough to talk. I dont think its polite anyway, she said. You have to maintain some kind of dignity even if youre living in a tent in the woods. An established artist who has taught painting & worked in museums, Judith said she was financially dependent on her husband to help raise their children. After his death 20 years ago, she said she continued to make a modest living selling paintings & working part-time jobs.
The line between being housed & unhoused was thin for Judith for many of the same reasons it is for other older women: a low-paying career, time spent out of the workforce to care for family, & financial dependence on a spouse who died. Record rents in Massachusetts have made the hold on housing even more tenuous.
* Related Stories:
- After years of waiting, renters with Section 8 vouchers encounter illegal discrimination
- Erasing prior evictions could help renters land apartments
- A no-fault eviction sends a Weymouth teacher to the brink of homelessness
Massachusetts has a high number of elderly renters, & many older women are struggling, according to Jan Mutchler, who directs the Gerontology Institute at UMass Boston. The institute found that 64% of single women ages 65 & older in Massachusetts are economically insecure the highest percentage of any state in the country. In Massachusetts, the cost of living, & in particular the cost of housing, is so expensive that its a much bigger struggle & impacts many more older women in Massachusetts than in other states, said Mutchler. The struggle is worse for women of color. Nationwide, more than three- quarters of Latina women, 67% of Black women & 62% of Asian women aged 65 or older experience economic insecurity, according to the Gerontology Institute. Women of color are also more likely to be cost-burdened by rent...https://www.wgbh.org/news/local-news/2023/01/09/what-happens-when-you-lose-your-home-at-72
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'GBH News Launches New Multiplatform Series Priced Out: The Fight For Housing in Massachusetts,' June 7, 2022.
BOSTON As the cost of housing in Massachusetts continues to skyrocket, GBH News is launching a new multiplatform series looking at how the housing crisis has moved beyond Boston into communities across the state once considered affordable. Priced Out: The Fight for Housing in Massachusetts will give voice to individuals & families struggling to stay in their homes in East Boston, Lynn, Brockton & Worcester.
U.S. Census data shows that between 2011 and 2021, single-family home values increased more than 200% in East Boston, 150% in Lynn, 150% in Brockton, & 100% in Worcester. Priced Out will put the focus on how those rising values attract welcome investment even as they force longtime residents into an increasingly elusive search for a new place to live...More, https://www.wgbh.org/foundation/press/gbh-news-launches-new-multiplatform-series-priced-out-the-fight-for-housing-in-massachusetts
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- Judith's story. (7 mins.)
Better Days Ahoy
(699 posts)I have a big house in Springfield.
appalachiablue
(42,803 posts)agency that assisted her with finally getting a place is mentioned - in the video or article I think, if that helps.
Evolve Dammit
(18,385 posts)News Junkie
(312 posts)and ask them to pass the offer to her?
Better Days Ahoy
(699 posts)Diamond_Dog
(34,443 posts)I want to cry.
WHY in this day and age are women still so financially dependent on their husbands!!
We absolutely need to give Social Security credit for raising a family and/or being a caregiver. Hillary was the only national political candidate I ever heard that got this.
Its only a bunch of older, poor, women, so naturally their condition isnt a top priority for ANYONE.
We applaud motherhood. We applaud women caring for their spouses. But we dont do much about what the cost is in terms of their economic vulnerability, said Gonyea.
Boy aint THAT the truth.
jimfields33
(18,441 posts)3Hotdogs
(13,326 posts)trails in N.J. and eastern Pa. where we hike and see tents pitched by the side of rivers and streams.
Better Days Ahoy
(699 posts)Be careful not to billboard an opinion without a single shred of support.
I've lived here 17 years and own a small business. Massachusetts is a diverse, well-run and welcoming Commonwealth with its share of issues just like any other state.
This state has plenty of social services available. Quite generous, actually. The last governor, Charlie Baker, was formerly a healthcare exec. And with new guv Maura Healey, that will step up. It already has. She and her team will place even more emphasis on the western past of Massachusetts. The woman in the article is in a small coastal town. She must make her way to the services available. No one should live in a car.
We're the home of the Affordable Care Act's predecessor (MassHealth) -- still going strong -- and a Commonwealth with many services that outpace other states, like opioid treatment services. We take care of people here.
CousinIT
(9,941 posts)...get educated, get a career and KEEP IT. You have GOT to be financially independent at all times. Because you never know what can happen - women of all ages need to work, save for THEMSELVES - even if happily married and have kids. The husband could die suddenly - it happens - if she isn't employed and has no way pay for any kind of housing, she's stuck. Having to sell and get a smaller, cheaper place is fine but have a plan for YOURSELF.
Women live longer, make less and need their own social security and social security laws are weird when it comes to marriage. And HELL YES caregiving should absolutely garner social security credit. But since it's usually (not always) women doing it for FREE, it's discounted. Women care for the husband, his parents, her parents, their kids, grandkids. Who takes care of the women? Nobody.
Diamond_Dog
(34,443 posts)But so many jobs still do not have paid maternity leave childcare is unaffordable for many yes its ideal for women to keep a career but women who want children are going to have a much tougher time. And with minority Rethug rule and their forced birth policies keeping their boot on our necks, being able to determine your own family size is so important as well as electing Democrats who will support working families (both partners) and their financial well being. We still have a long way to go.
CousinIT
(9,941 posts)The fact that we don't have paid maternity leave and no childcare is IMO American Taliban's way to keep women financially dependent and vulnerable/easily controlled. I absolutely hate it - it makes me SO mad! Add to that banning abortion and birth control for the same (IMO) reasons. Women need total control of their bodies and lives, and only when they have that will they have freedom. Rethugs love to yowl about 'freedom' but they don't believe women are entitled to it. They've never had it here.
I hope at least when I mention staying employed no matter what, it makes these younger women think long and hard before starting families. Not that I don't think they should -- but it makes them very vulnerable to poverty and homelessness should they lose financial support or lose their partner, because of the lack of support in America for women of childbearing age. That time in a woman's life, as well as their elder years are the most financially vulnerable times in the lives of most women. There's no excuse for it in our society - in America. But in America women are still second-class citizens/breeding apparatus/domestic slaves and their work, bodies, and lives are devalued. All seniors - esp women - are deemed of no value in the US. Women make less, live longer and often end up alone and living at or below poverty level. The idea of being 72 and homeless is shockingly sad for anyone. There's no excuse for any of this here. Nobody in this country should ever be homeless.
Diamond_Dog
(34,443 posts)I remember reading somewhere that around 50% of all American births are unplanned.
Rethuglicans want to do away with sex education in schools. SCOTUS hinted around theyre gonna go after birth control next.
You can find hundred of articles on the internet proving what a tough climb it is for women to make anything of themselves when they have a child too young or before theyre fully educated/ employed/financially secure themselves.
And the sad stories of older women who gave up their lives to care for a chronically ill spouse or partner, then after that spouse dies, the older woman is left with nothing. Like the lady in my posted article.
Hillary understood all these issues
. I heard her give a speech addressing these issues
But of course, her emails
.
Evolve Dammit
(18,385 posts)jimfields33
(18,441 posts)It puts cities in a bind.
Evolve Dammit
(18,385 posts)appalachiablue
(42,803 posts)progressoid
(50,697 posts)I have a family member who live the life of a nomad. Many of the people he knows have no choice but to live in their vehicle.
Sky Jewels
(8,788 posts)Highly recommended.
kimbutgar
(23,106 posts)Juicy story ) He took out a reverse mortgage and at 97 he was foreclosed on. It was awful. He had no money and no place to go. Luckily he was able to move into his wifes family home and died 4 months later. The guy was a retired Chicago police captain and a Tuskegee airman in world war 2. He was always nice to me as a child and was sad when my aunt and him divorced 50 years ago. There was even an article about him:
https://www.nbcchicago.com/news/local/tuskegee-airman-chicago/48025/
Those reverse mortgage and second mortgages are deadly to seniors in so many ways.
progressoid
(50,697 posts)hydrolastic
(518 posts)niyad
(119,362 posts)This is an obscenity.
The city where I live has a very large number of the unhoused. The city seems to do many things, not to help, but to punish, affecting all citizens. The city boasts of all the "affordable" housing being built (a 60-unit building or two really helps the 1,000+ on the waiting lists). My most recent favourite of the city's idea of "affordable senior housing" was a new complex where your income had to be half the median income in that zip code. That half was $2,000/month. Not one city official could tell me why that location was chosen.
PoindexterOglethorpe
(26,570 posts)I'm grateful I was able to do that.
And then my marriage came to an end, husband met another woman he decided he'd rather be with. Sigh.
I relocated to another part of the country and went back to work. My jobs were entry level, which was all that I could get. But the important thing is that they erased the years of zero income from my Social Security payout. Lucky me.
I was also able to delay my own SS claim to age 70, as I was able to collect from my husband's account, starting when I turned 66, until age 70. He will turn 70 later on this year, and in all honestly, if he dies at that point, I'll be ahead of the game as I will then be able to collect SS on his account as his widow.
People really do need to plan ahead.