Without consequences, the banks won't change their ways.

OccupyHomesMN ‏@OccupyHomesMN

Without consequences, the banks won't change their ways. That's why Ann is going to the Justice Dept in DC next week. http://www.occupyhomesmn.org/ann_doj?recruiter_id=67 …

"When my monthly mortgage payments jumped from $800 to $1300, I contacted US Bank right away to see how I could modify my loan. They told me there was nothing they could do until I missed a few payments--so I took their advice and went into default. But they sent me the wrong paperwork for a modification--and instead of working with me to correct their mistake, they foreclosed on my home of 13 years."

(More at the link. Note that this is exactly what was done to the Hernandez family of Fort Hernandez / Fuerza Hernandez fame. Purposeful theft of homes!)