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Starry Messenger

(32,375 posts)
Mon Mar 19, 2012, 07:31 PM Mar 2012

Women charged $1 billion more than men for health care: report

http://www.rawstory.com/rs/2012/03/19/women-charged-1-billion-more-than-men-for-health-care-report/



The National Women’s Law Center released a report Monday morning that found health insurance companies have charged women $1 billion more than men for the same premium coverage, leading to the organization launching a campaign for women to fight against discriminatory practices.

The report, Turning to Fairness: Insurance discrimination against women today and the Affordable Care Act, documented the various ways the health insurance industry treated women unequally in obtaining affordable health care.

Though the practice of gender rating, or charging women more for the same coverage, women are paying a $1 billion more than their male counterparts. States that haven’t banned gender rating have seen women charged more for 92 percent of best-selling health plans.

In most states, non-smoking women are commonly charged more than even smoking men. And even with maternity coverage excluded, nearly a third of plans analyzed found that 25 and 40-year-old women were charged at least 30 percent more or even higher than men for the same coverage.

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Women charged $1 billion more than men for health care: report (Original Post) Starry Messenger Mar 2012 OP
Say what? When was the last time a man got pregnant? dewawi Mar 2012 #1
Read before posting...you make yourself look dumb... rfranklin Mar 2012 #2
A THIRD were "analyzed" to be "overcharging" after allowing for maternity coverage. dewawi Mar 2012 #3
omg can you say "reading comprehension"? elehhhhna Mar 2012 #4
can you say TROLL? Skittles Mar 2012 #6
I guess we'll just stop having them then. Starry Messenger Mar 2012 #5
And this explains why the insurance industry worked so hard to defeat the ERA. DURHAM D Mar 2012 #7
+1 William769 Mar 2012 #8
That makes sense. Starry Messenger Mar 2012 #9
Just Like Car Insurance Macoy51 Jul 2012 #10
I wonder when that discrepancy will be addressed 4th law of robotics Jul 2012 #12
Europe is just banning Gender Pricing in Insurance One_Life_To_Give Jul 2012 #11
 

dewawi

(18 posts)
1. Say what? When was the last time a man got pregnant?
Mon Mar 19, 2012, 07:49 PM
Mar 2012

Of course women pay more. They have the babies. How utterly ludicrous.

 

rfranklin

(13,200 posts)
2. Read before posting...you make yourself look dumb...
Mon Mar 19, 2012, 08:15 PM
Mar 2012

"And even with maternity coverage excluded, nearly a third of plans analyzed found that 25 and 40-year-old women were charged at least 30 percent more or even higher than men for the same coverage."

 

dewawi

(18 posts)
3. A THIRD were "analyzed" to be "overcharging" after allowing for maternity coverage.
Mon Mar 19, 2012, 08:21 PM
Mar 2012

Can you say worthless study"?

DURHAM D

(32,847 posts)
7. And this explains why the insurance industry worked so hard to defeat the ERA.
Tue Mar 20, 2012, 11:46 AM
Mar 2012

They had the most to lose. But most people thought it was the "church". It wasn't.

 

Macoy51

(239 posts)
10. Just Like Car Insurance
Wed Jul 18, 2012, 06:24 AM
Jul 2012

Car insurance companies charge men a LOT more than a woman for the same level of coverage. And just like health care insurance, the reason is not sexism, but the fact that one group costs more to insure…and the companies just pass on the cost.

And yes, even if you factor out pregnancy, woman’s health care still cost more than a man’s.


Macoy

 

4th law of robotics

(6,801 posts)
12. I wonder when that discrepancy will be addressed
Thu Jul 19, 2012, 04:43 PM
Jul 2012

Automotive insurance and life insurance are weighted against men.

But that is ok.

The cost of healthcare goes up drastically with age:

Guess who is over-represented in the 65+ community?



Women pay more but get more care.

For men and women to pay the same for health insurance would men men are paying more for less.

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