It's only good for a year.

The heading is Pay what you want. One-time payment.

... and Paypal intruded and said that I already have a Paypal account. Which I do not.
Shocking and bizarre.

Now Paypal won't let me pay by credit card as a "guest."

Go to “contact us” at the bottom of the page

I've renewed my membership and used the "guest" option.
Sorry for the mixup.

hearts are coming (but they may cut you some slack and give them to you anyway...or ask after it starts)

mention it. It probably beats DU out of getting money because it is so complicated. It needs to be made easier AND be pinned to every page.

Skinner mentioned there was a great deal of debt - it needs to be easy for us to help pay it off.

They want to send info by text. I don’t have a telephone that accepts texts. They have no way to contact a human on a landline telephone. I have begun to dislike them intensely.

They don't have to follow standard US banking rules, they just make up whatever suits them. I refuse to give them my banking account info, and I suggest everyone else do the same.

You don't have to take my word for this. Just Google "Paypal sucks" and see all the awful stories that have been posted about them over the years.