Social Security & Medicare

intrepidity

(7,891 posts) Mon Nov 18, 2024, 05:07 PM Monday

Medigap plans

Anyone want to weigh in on which letter they went with and why?

And, if the coverage is the same (within a letter), why are the premiums different?

8 replies

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Medigap plans (Original Post) intrepidity Monday OP

I went with an AARP (United Healthcare)Plan G Abnredleg Monday #1

What did you choose for Part D? CoopersDad Monday #3

Wellcare Value Script Abnredleg Monday #4

That's also what we chose. CoopersDad Monday #5

Available plans vary from county to county and state to state. CoopersDad Monday #2

BCBS G. NewHendoLib Monday #6

Cigna Tadams01KC Monday #7

Anthem Plan G Auggie Monday #8

Abnredleg

(933 posts)

1. I went with an AARP (United Healthcare)Plan G

Reply to intrepidity (Original post)

Mon Nov 18, 2024, 05:37 PM

Monday

Because it has the most comprehensive coverage. AARP offers a Plan G and a Plan G + Wellness Extras, which for $10/month extra offers some dental, vision and gym memberships - I went with the +Wellnes because it’ll pay for itself. As to premiums, take a look at this: https://fairsquaremedicare.com/articles/medigap-premiums-vary

CoopersDad

(2,863 posts)

3. What did you choose for Part D?

Reply to Abnredleg (Reply #1)

Mon Nov 18, 2024, 05:57 PM

Monday

What is your Rx plan, if I might ask?

Abnredleg

(933 posts)

4. Wellcare Value Script

Reply to CoopersDad (Reply #3)

Mon Nov 18, 2024, 06:11 PM

Monday

I only take a generic statin drug - premium is $0.

CoopersDad

(2,863 posts)

5. That's also what we chose.

Reply to Abnredleg (Reply #4)

Mon Nov 18, 2024, 06:13 PM

Monday

The premium is $0.40/month and I pay $0.00 copays for the three prescriptions I have.

$4.80 covers my prescriptions for the year!

CoopersDad

(2,863 posts)

2. Available plans vary from county to county and state to state.

Reply to intrepidity (Original post)

Mon Nov 18, 2024, 05:39 PM

Monday

I think we chose G, F was not available.

Medigap plans

NewHendoLib

(60,496 posts)

6. BCBS G.

Reply to intrepidity (Original post)

Mon Nov 18, 2024, 06:24 PM

Monday

Tadams01KC

(14 posts)

7. Cigna

Reply to intrepidity (Original post)

Mon Nov 18, 2024, 06:59 PM

Monday

Plan N is what I’m planning to get in a few months. Plan N is similar to G (the Cadillac of plans) except you pay $20 for doctor visits. And pay less per month, around $25 or so.
Also might do G High deductible. The quote I got from Cigna was $57 month /$2800 deductible.

And to answer why premiums vary if coverage is the same is due to regional/state costs. My cost in MO is less than the same policy in NY.

Auggie

(31,798 posts)

8. Anthem Plan G

Reply to intrepidity (Original post)

Mon Nov 18, 2024, 08:47 PM

Monday

I can afford it, so why not?

Went with Anthem because they had the best history of low rate increases. A Plan G is a Plan G no matter who offers it.

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