All G policies are absolutely identical. Medicare goes after them if they don't pay something they're required to pay. As long as Medicare pays their portion, the insurer must pay theirs and you owe nothing more. Pick the cheapest G plan you can find. AARP United Health is always the most expensive. There can be $100 or more difference between the most and the least expensive insurer for the same exact thing. Do your research and don't get bamboozled.

(108 vs 118 monthly).

But I like your suggestion to go for the cheapest given what you said. thanks.

only if you can afford to pay the deductible. If you are able to set the deductible amount aside and save it for when you need care, they can save you money.

Aetna, Cigna, Humana, Mutual of Omaha - at least in my research and state — are significantly less. They pay providers just as quickly as UHC.

I'll be making all the same decisions in just 10 months.



(That's if I survive my last - and seemingly most grueling - year of teaching!)

Probably was a good idea - something I didn't want to get stressed over!

Use me as a resource - I will probably be finished getting it all buttoned up within a few weeks.

Got my medicare number, so all set for parts A and B

Got my pharma plan (part D), low monthly, and my three medicines are inexpensive/generics

For the supplement, went with the G option, Blue Cross Blue Shield - lowest cost.

All I need to do is wait for Jan 1 - that's when my company tosses me off (I had good retiree coverage from age 52 to 64) - my wife will stay on for a year. Then I get to pay the multiple monthly bills, but it will finally be all sorted!