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Banking (Original Post) Cartoonist Oct 2015 OP
Some prepaid debit cards allow direct deposit for no fee n/t Melurkyoulongtime Oct 2015 #1
Even if you don't qualify for a checking account Ms. Yertle Oct 2015 #2
I am an economic fugitive. Cartoonist Oct 2015 #3
May I ask what bank that is? NV Whino Oct 2015 #4
Union Bank Cartoonist Oct 2015 #6
I cash mine at my local grocery store Saphire Oct 2015 #5
Have you tried PLS? malokvale77 Oct 2015 #7
Walmart $3 Cheese Sandwich Oct 2015 #8
If you can't get an account because of you SSN, ladyVet Oct 2015 #9

Ms. Yertle

(466 posts)
2. Even if you don't qualify for a checking account
Fri Oct 9, 2015, 06:59 AM
Oct 2015

you may be able to open a savings account which would allow you to cash paychecks. Depends on the bank.

Cartoonist

(7,530 posts)
3. I am an economic fugitive.
Fri Oct 9, 2015, 07:54 AM
Oct 2015

I can't have any account with my social security number. Even though I am bankrupt, I can't afford to declare bankruptcy, thanks to Joe Biden.

Should that SOB decide to run, I will oppose him with vigor.

NV Whino

(20,886 posts)
4. May I ask what bank that is?
Fri Oct 9, 2015, 09:40 AM
Oct 2015

I have a friend who can't open a bank account. He has had to cash checks at employers' banks, but I never heard him mention a fee for doing so.

Cartoonist

(7,530 posts)
6. Union Bank
Fri Oct 9, 2015, 12:08 PM
Oct 2015

In CA.
Was five, they just raised it.

I'll explore the grocery option. Even prepaid debit cards are not viable for me.

Saphire

(2,437 posts)
5. I cash mine at my local grocery store
Fri Oct 9, 2015, 11:10 AM
Oct 2015

for $3, then put most on a pre-paid card. Been working fine for 8 months.

ladyVet

(1,587 posts)
9. If you can't get an account because of you SSN,
Sat Oct 10, 2015, 12:03 PM
Oct 2015

then a grocery store or Wal Mart sounds like your best bet. Three dollars is better than ten. You can get one of those debit card things at WM to put the rest of your money on.

Many employers use direct deposit nowadays, and some deposit to a debit card through companies that offer the service. My sister used to get her paychecks that way.

I used to cash my checks at the grocery store, back when I couldn't get enough money together to open an account. If you bought groceries at a certain amount, they didn't charge to cash the check back then. Luckily, I was able to keep my state employee credit union account from my last job.

Latest Discussions»Retired Forums»Working Poor»Banking