General Discussion

I used to hand-pick mutual funds, but never individual stocks (aside from H&R Block which I received at a discount through an employee stock option). My mutual funds have consistently (over time, at least), outperformed the market.

I'm not good enough at predicting the future to trust my own picks, but I'm reasonable at picking people who are better than average at predicting the future. Both the mutual fund managers and, more recently, my money guy.