General Discussion
In reply to the discussion: Remembering the legacy of UnitedHealthcare CEO Brian Thompson. Claim denial rates by Insurance Companies. [View all]haele
(13,648 posts)They also have people that can be reached.
The main problem with all insurance is that each Insurance company has about 50 different plans depending on personal or employer coverage, available network providers, and patient "needs"; likewise, each State has different coverage rules and regulations affecting those plans, the Federal government has different rules and regulations for plans they include across all the Federal programs.
I've got decent Federal employer insurance (A POS/PPO), Tricare, the VA, and now Medicare A&B.
Four insurance plans, three of which I'm paying premiums for, and one (The VA) which will look at whatever might be left and negotiate a lower final payment after treatment on a needs basis.
It's ridiculous the amount of paper or computing my providers and insurance companies will go through just to treat me.
Single payer would take care of a lot of the redundancies and red tape.
Haele