General Discussion

So I never worked a job for any substantial time that was anything but a Social Security contributed job.

I remember back in the 80s when they eliminated pensions and put everyone on a 401k with company matches. Well the 'matching' faded away in just a few years. I was self employed for a time and then got to pay twice for my SS taxes, both employee and employer contributions. 401K accounts are great if you know how to invest, but every time a republican took over there was a major crash and the account bounced around like superball under a table.

But, my ONLY retirement income is Social Security plus my own personal savings in my 401k/IRA accounts. So I worked half a century too, just not smart enough to work a government job, so I get less? The answer is yes.

Fortunately I structured my life to be able to live on less than 2k per month total even with over 20% of that going to health insurance and copays.

I am not saying that anyone who payed into the SS system should not get benefits. It is just that there were some valid reasons for the partial benefits if you were only in the system for part of your working career.

Actually I just hope that the DOGEbags leave me with any retirement income.