General Discussion

Previously if they determined they overpaid, they would claw back taking out 10 % of your monthly payment until it's paid off. Starting now, it's 100 % , meaning they take off the entire monthly payment until it's paid off.

This will leave people starving and homeless.
On top of that, I would not be surprised if they mistakenly clawback from people who never were overpaid given how incompetent they are.