General Discussion

And will be doing something similar this week. I made a contribution to my roth ira and put it in a federal money market account with 4% returns, instead of the mutual fund, and I will be changing the balance after talking to a bond adviser tomorrow to 50% /50%. If you're really worried you can put all the money into a federal money market account as it will be safe there. But they told me even bonds will not be totally safe. This account has recouped some of the loss in December. The other one I need to do that soon too. 10% loss so far in both accounts.

I wanted to buy into a Canadian Government bond fund but they did not have that and I don't know if US government bonds are safe now. For some reason in the first account I never diversified it to some bonds which I should have done.