General Discussion

You have to sue to get any money from a liability policy. And many gun owners, perhaps the vast majority, don't have a million dollar liability policy, anyway.

Here's a little fact for the Delicate Flowers about how much insurance for their Precious would really cost, and why you can't get it.

The Public Services Research Institute reported that in 2008, firearm homicide and assault cost federal, state and local governments $4.7 billion annually including costs for medical care, mental health, emergency transport, police, criminal justice and lost taxes. They also state that when lost productivity, lost quality of life, and pain and suffering are added to medical costs, estimates of the annual cost of firearm violence range from $20 billion to $100 billion.

You think insurance companies want to pay out billions so that Delicate Flowers have the "tools" to work up enough courage to walk out in public?