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Celerity

(54,014 posts)
5. We have Swedish healthcare, we do not use private insurance:
Tue Jan 6, 2026, 03:29 AM
Jan 6

Over a rolling 12 month period the most you can pay is:

Around $158 USD (at current FOREX rates) max per 12 months per adult (children are cheaper or even free) for all healthcare ie doctor and or hospital visits. Once you hit the limit the rest of the 12 month period is free.

And

Around $316 USD max per 12 months per adult (children are cheaper or even free) for all meds/drugs, and many, like insulin, etc, are often free. Once you hit the limit the rest of the 12 month period is free.

So the total max cost for all care, all meds per 12 months per adult is $474 USD. That works out to $39.50 USD per month per person.

We (wifey and I) have never hit the limits for either healthcare or drugs in the 8 years we have lived here in Sweden (as our main country of residence) after moving from London.

The US heathcare system (with the profit motive at its beating heart, its bedrock core) is the biggest wealth extraction/transfer scheme in human history.

Tens of trillions of US dollars in extracted profits/wealth will flow upward from the broad base to the top of the pyramid over the next couple of decades, and have already done so over the past several decades.



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