Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

Ms. Toad

(38,426 posts)

10. I'd encourage you to at least get a short term insurance policy.

Reply to lostnfound (Original post)

Tue Jan 6, 2026, 02:06 PM

Jan 6

They are very cheap. They won't cover any pre-existing conditons. They are not ACA compliant. BUT - they will cover any new conditions which occur between now and whenever subsidies are reinstated. I used them for 3-5 years before the ACA was adopted, when my pre-existing conditions (and the fact that my marriage was not legally recognized) kept me from obtaining market-based or employer-based insurance.

https://www.ehealthinsurance.com/short-term-health-insurance

Edit history

Please sign in to view edit histories.

Recommendations

1 members have recommended this reply (displayed in chronological order):

EdmondDantes_

12 replies

= new reply since forum marked as read

Highlight:

How many of you, or your close family, are going without health insurance this year? [View all] lostnfound Jan 5 OP

We are better off than most: I have VA and my wife has caddilac insurance from being retired CIA. ... marble falls Jan 5 #1

My granddaughter is going from $189 Tree Lady Jan 6 #2

Shocked that it will cost so much for a 28 year old. That's incredible. Nt lostnfound Jan 6 #7

That's how much the subsidies Tree Lady Jan 6 #12

I bet the politicians caving to tRump over the shutdown on false promises have damn good health insurance. nt yaesu Jan 6 #3

They buy insurance via the ACA plans with a subsidy like employers give EdmondDantes_ Jan 6 #9

Mine is covered, so to speak, by my employer DFW Jan 6 #4

We have Swedish healthcare, we do not use private insurance: Celerity Jan 6 #5

Most enlightening and insightful post, thank you. Nt lostnfound Jan 6 #6

yw Celerity Jan 6 #8

I'd encourage you to at least get a short term insurance policy. Ms. Toad Jan 6 #10

Thanks for sharing good advice. EdmondDantes_ Jan 6 #11