General Discussion

It's based on political matters, not health care. If you have Medicare as your insurance, you have two choices: You can get into an Advantage plan or you can pay for supplemental insurance to deal with what basic Medicare does not cover.

All Advantage plans are not the same. Even within a particular plan, there are options that involve an additional premium.

In my Advantage plan, I pay $67 per month, and, like all Advantage plans, they get the money that it deducted from my Social Security benefit each month. If I switched to a supplement, I would be paying $600 per month and not have as much coverage.

I spend weeks deciding which of the available programs I should use. I'm very happy with the Advantage plan I chose.

Each person MUST research the available plans and choose what is best for their particular needs. You cannot just flatly say they shouldn't choose an Advantage plan. You would be wrong almost all the time.

I just spend a week in the hospital a couple of weeks ago. I got a wide range of diagnostic tests, plus treatment for what send me in there. I'm home now, and have an oxygen concentrator in my house, if I need it. Fortunately, I've been able to wean myself off of it, but it will be here for the next six months.

How much has all this cost me, out of pocket? $365 dollars, and that was for a co-pay for one of the prescriptions they sent home with me. Everything else was covered 100% by my Advantage plan.

So, how do you square that up with your original statement? How would I benefit if I followed your advice?

You are not competent to tell others what they should do or not do. Everyone needs to research their own needs and what is available where they live. Please do not give such advice. You are wrong in this instance, when it comes to me, and to many others.

You can keep posting what you posted. Each time, I will come in and counter your poor advice.