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when I went to my state college 40 years ago it was $800/semester. I graduated with very little debt (under $5K and paid it off quickly). That was possible for kids from blue collar families.

Currently our youngest is looking and only the public universities are anywhere near affordable (and we are higher income than my own parents were).

There are many private colleges in this country, and they are charging as much as $65K per year for tuition (that's before room & board). Some prestigious out-of-state public colleges are at that level as well. When you add fees, room and board you're at around $90K a year. That is way out of reach for the middle and even upper middle class. Those are prices for multi-millionaires. So, most kids will be fighting it out to get into public schools, or full ride scholarships from private schools, etc.