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Cyrpto currency is a gambling addicts wet dream and a criminals deliverance for converting toxic or illegal assets into spendable ones.
People do not "invest" in crypto as much as they gamble on it.

HODL
MOON
DOYR
and the grand-daddy of them all - FOMO

These are all terms frequently heard in crypto discussions or by the obnoxious carnival barkers looking to bring in new suckers to support their asset thievery under cover of being 'cutting edge' and 'the future of currency' (still). These things remain legal but they have little to no legitimate function in the real world.

Yes. Currency in general is all a scam of one kind or another... but there are rules and guard-rails, painfully developed over centuries for the traditional markets. Crypto is silicon valley "move fast and break stuff" ethos set loose on people's ability to function in our current economic systems. It should be tightly regulated and all criminal elements driven out of it permanently.