Tax lawyer, finance planner, security?
My younger (only sib) still works so I'd set her up. Money to some cousins, and friends. Maybe also specifically send them on vacations, too, especially my poorer friends.
Maaaybe buy a nice 4 bedroom apt overlooking Central Park, but low floor. My bedroom, 2 bedrooms for guests, 1 bedroom turned into an Art, and Crafting studio! 🥰 Lots of ordering from restaurants. Make salads, and sandwiches.
Buy Art and craft supplies I couldn't, or no longer afford. Buy sterling silver wire like I used for unique wire jewelry. Also yes 23k gold wire for same. A few rubies, boulder opals, Tahiti pearls to add in.
Maybe q bit of high end yarns - but I'm a slow yarn craftter so not much!
And a buy few fabulous outfits.m, and some wonderfully crafted jewelry. I've seen much great stuff at craft shows.
Revisit Paris, Puerto Rico, The Grand Cayon and stay over night this time. If I could figure out a way to get to Mounumeny Valley again, I would. Thus time stay in their hotel vs sleeping in a sleeping bags like my friend, and I did. Visit Hawaii! Maaaybe see The Pyramids. Athens, Greece, maybe Santorini, or a different island. Maybe visit my younger cousins in Switzerland who I saw when visiting their parents.
Amongst financial stuff set up with stock etc to generate more income, and distribution.
Because it's not just about me.
I have plenty of causes I'd want to donate to, maybe some annually setup reoccuring donations.
I think local food banks would be an immediate good start! I have a favorite liberal church I'd also donate to.
Disaster relief. Food aid, medical aid to some poor countries. Environment groups. Women's shelters. Habitat for Humanity (hi Jimmy, and Rosalyn!). Maybe Green Peace.
Aid to Ukraine.
It's good, and I'd feel good to help!
A girl can dream.