Propaganda Debunking

..but the theory is that if we stopped with all of the evil socialist health insurance, and simply paid cash, he costs of these procedures would come down. One argument along these lines goes "veterinarians charge nothing like what people are charged for comparable procedures on anmials. "

Here is the reality: Procedures like heart bypass, knee replacement, cancer surgery, etc. would:

a) only be available in the US to the upper 5%.
b) might be available to the upper middle class if they chose to travel to places like India or Costa Rica to get the work done.
c) would be unavailable to the rest of us.

An uncomplicated birth, with an epidural, costs about as muc as a good-quality used car. Any complication adds a minimum multiplier of 3. I the baby ends up in the NICU, the figure can easily soar to six figures.

HSAs do benefit people with a chronic condition, like diabetes or asthma, by allowing co-pays, lab work, and consumables to be purchased with pre-tax money. It also benefits those with larger-deductible, major-medical type plans.