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TexasTowelie

(117,483 posts)
2. I think that I may be a victim of one of these scams.
Sun Feb 26, 2017, 12:18 AM
Feb 2017

About ten years I took out a payday loan which was repaid, but to this day I still get harrassing phone calls saying that I owe a debt from 2011 (when I was already unemployed and I know that I did not take out any loans). Whenever I ask for physical proof of the loans the collectors are never willing to send it. The collectors then threaten to sue me and I laugh at them because in Texas there is a four year statute of limitations for collecting debt. I usually tell the debt collector to go ahead and pursue their claim in court because I know that the judge will laugh at them also.

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