Consumer Advice

I wish I still drove my 91 Accord, it was originally my dad's, and it's still a workhorse, sitting in the driveway. It was in his name still when he passed last year, and it still will take time to transfer over to my name.

I bought an 08 Camry XLE in May (too much car for me to be honest) but mom loved the color and she needed a win after my dad passed, so I took the plunge to help improve my credit. Put down half, and financed the rest at a sweet 2.9%.

The insurance is a big hit, I need to pay off the financiers, Wells Fargo quickly, so I can get that down, so I am going to buckle down and cut out unnecessary expenditures. Then once it's paid off, I'll give the car to my mom and get her to drive again (Sky Blue Pearl is not my color). I'll start driving the Honda again and try to get it to 300K.

Funny thing about the insurance, even taking comprehensive and collision off, it will still be more expensive than my previous rate, and all because I now live in the city, to help out my mom with rent and not in the burbs in my own place.