Consumer Advice

That will terrify the adjuster.

I had someone to do this to my parents a few years ago. I happen to be a lawyer, and I called the adjuster and told him that my parents were represented by legal counsel (meaning me) and that all communications needed to go through me. He didn't take me seriously and went to my parents house and tried to intimidate my mom into signing for a lower amount on the damage claim.

I called him up and said I viewed this as an ethical breach of the highest order and would pursue this as far as we needed to against him and the insurance company. Amazingly enough, he called back in a few hours and agreed to settle the matter for what the claim was for, based on written estimates we had received from contractors.

Do not let them take advantage of you.