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Personal Finance and Investing

Islandsportivo

(3 posts)

15. mortgage

Reply to Takket (Original post)

Mon Feb 14, 2022, 08:59 AM

Feb 2022

You can always ask for a little more and only bank will decide if they will give you the amount you are asking. As you mentioned before, talk to three different banks and see which one offers the better deal.

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Applying for a mortgage [View all] Takket Nov 2021 OP

Do you have an real estate agent? multigraincracker Nov 2021 #1

not yet but i don't want to be blindsided by anything........ Takket Nov 2021 #8

Yes get preapproval. we can do it Nov 2021 #2

I was a mortgage broker but in Canada so I will give my perspective from here Bev54 Nov 2021 #3

so i should "prequalify" with multiple places, but only preapprove with one? Takket Nov 2021 #7

Yeah perhaps a few, unless of course you have a mortgage broker doing the work for you Bev54 Nov 2021 #11

You can get a rough idea of where rates are online anonymously Shermann Nov 2021 #4

Rates are not always the only thing to be looking for, terms and pre-payment options Bev54 Nov 2021 #12

My experience is the bank will loan a person too much money for the person to be comfortable questionseverything Nov 2021 #5

On number 2.: Baked Potato Nov 2021 #6

I went to my bank and qualified formy home loan. Delmette2.0 Nov 2021 #9

Let the bank tell you how much you qualify for... dixiechiken1 Nov 2021 #10

Another suggestion is to check with credit unions. Desert grandma Nov 2021 #13

Mortgage broker Lulu KC Dec 2021 #14

mortgage Islandsportivo Feb 2022 #15