Personal Finance and Investing

like not wanting to support robber barons, I could see that, but if you're worried about safety or returns on you money it makes little sense to worry.

Nobody's giving good interest on small accounts and an extra half point on SS payments buys maybe a cup of coffee a year. As far as safety goes, if a bank is FDIC insured, you should be OK. And, the simple truth is that most banks actually are well managed but it's not easy to tell which ones aren't until it's too late.