Israel/Palestine

It's bad enough, but it's conceivable that a democracy could do that. For the Apartheid part, there must be an element of replacement of one ethnic group with another, and I'm not sure that the cases you mentioned actually have that element. However, the wisdom in Israel tranferring its own civilian population into occupied territory in the first place can be seriously questioned. It would lead to an Apartheid system if the civilians under occupation aren't given civil rights.

Just like Umm al-Hiran, it would be considered Apartheid IMHO to remove one ethnic group in order to replace it with another in the West Bank and Jerusalem. I don't particularly like the settlers, and I think their presence will create a bi-national state, but in spite of all that, I find no reason to make them as a group culpable for the wrongdoings of their leaders.