Creative Speculation

It's true that most "truthers" don't really have a coherent theory about exactly what happened, but they are still "conspiracy theorists" because they do have a theory that there was SOME sort of "inside job" conspiracy. You certainly seem to fit that description to me, but if you want to deny that, suit yourself since it really doesn't matter.

But anyway, I think most people understand that "conspiracy theorist" has become an idiomatic expression meaning more than "someone who has a theory about a conspiracy." And sorry, but people who "believe 19 hijackers flew 4 airplanes into 3 buildings" don't fit the definition, not the least reasons being: A) that "theory" is highly plausible given the number of suicide attacks by radical Islamists; B) it's well supported by very credible evidence; and C) it isn't a theory about secretive "powers that be" which control the world by executing unnecessarily complicated and risky hoaxes. In short, it's exactly the opposite of what most people understand to be a "conspiracy theory."