Disability

Cry a little and then get an attorney, you won't get approval without one and you always, even if your hubby were a quadriplegic, will be denied in round one. That's the way you need to view this, as round one. An attorney will make it happen for you, they will take a percentage of the initial payment and that should be it.

I am getting ready for round two myself and will need to employ an attorney to go forward. Cheer up, you've made it through round one, you may have to go three rounds but don't give up. I know you are tired and drained but this isn't final, as others have said above, one of the screen out ploys is to wear you don't so that you'll give up.

You have a valid case, get an attorney to help you, it will ease the stress.