Health

unc70

(6,332 posts)

45. No, Do not have a 20% copay

Sat Oct 28, 2023, 11:05 PM

Oct 2023

Last edited Thu Nov 2, 2023, 02:01 PM - Edit history (1)

Might have an occasional $20 copay for an out-of-network or specialist copay. I can't remember the last time that happened. Have spent under $50 this year for Rx and out of pocket; eyes and dental with crown covered 100%. $0 premium per month. Includes many of the miscellaneous benefits like Silver Sneakers.

Could I possibly have some combination of medical charges that would cost me several thousand dollars in a year? Theoretically, yes. But with a tradition Medicare set of plans, my premiums each year would equal or exceed that risk. And would still need dental, hearing, eye, etc.

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Large Hospital Groups Cancelling Contracts with Medicare "Advantage" Carriers [View all] Otto_Harper Oct 2023 OP

People use those plans because they can't afford traditional Medicare, a supplement, and Part D. Silent Type Oct 2023 #1

You're right. I am paying about 800 dollars a month for 2 with part D, but no dental. JohnSJ Oct 2023 #3

Medicare desperately needs fixing. area51 Oct 2023 #12

All for MFA, but the chances now are zero. Silent Type Oct 2023 #14

I chose traditional Medicare XanaDUer2 Oct 2023 #2

That's what I' feeling too, if that's any consolation. Evolve Dammit Oct 2023 #15

that's obviously the end result - to get rid of Medicare Skittles Oct 2023 #25

Absolutely. That's the GOP plan. Nt lostnfound Oct 2023 #48

MA is the only way to get my retiree 'benefits'. sinkingfeeling Oct 2023 #4

Mine did, too. I still opted out for original Medicare. Deuxcents Oct 2023 #5

My husband's as well. phylny Oct 2023 #11

What other benefits could you lose? That doesn't even sound legal. pnwmom Oct 2023 #22

Here is a no-video link to a similar article Josiesdad Oct 2023 #6

The Medicare advantage plans have been over charging and seriously draining Medicare coffers PortTack Oct 2023 #7

This message was self-deleted by its author anciano Oct 2023 #8

My husband and I chose MA 15 years ago when we were 65. enough Oct 2023 #9

Where are all the people being taken advantage of? dpibel Oct 2023 #13

Have MA and perfectly fine with it. MOMFUDSKI Oct 2023 #17

do you have a 20% copay? WhiteTara Oct 2023 #41

No, Do not have a 20% copay unc70 Oct 2023 #45

This message was self-deleted by its author Skittles Oct 2023 #19

THE TAXPAYERS, THAT'S WHO Skittles Oct 2023 #20

DAYUM! dpibel Oct 2023 #26

the ultimate goal is to get rid of Medicare Skittles Oct 2023 #37

I understand that's what Thom says dpibel Oct 2023 #43

I've had MA since becoming eligible ArkansasDemocrat1 Oct 2023 #33

Have had MA for 10 years. Joinfortmill Nov 2023 #49

I get several calls a day trying to sell me one of these plans LetMyPeopleVote Oct 2023 #10

medicare will be taking 18% out of my SS orleans Oct 2023 #16

And how do you think you arrived at MOMFUDSKI Oct 2023 #18

i lived too fucking long orleans Oct 2023 #21

Medigap policies are worth the expense, if you can at all afford it. pnwmom Oct 2023 #23

wow -- which ins. company -- sounds like a good one nt orleans Oct 2023 #24

Premera Blue Cross Blue Shield of Illinois. It's a Boeing policy and that's where Boeing pnwmom Oct 2023 #27

Be sure to sign up for a Medigap aka a Medicare Supplement program within the designated 6 month period progree Oct 2023 #38

But what would it be with M. Advantage? dpibel Oct 2023 #28

It wouldn't matter to me because the bottom line was $174. Maybe Medicare Advantage pnwmom Oct 2023 #46

I asked my Agent when one should get original MOMFUDSKI Oct 2023 #31

But at that point you can be turned down for a supplement because of the pre-existing condition Demobrat Oct 2023 #34

Based on these threads that pop up every so often, Demobrat Oct 2023 #29

There are many that just can't pay for what MOMFUDSKI Oct 2023 #32

I'm one of them ArkansasDemocrat1 Oct 2023 #35

Yes. MA is definitely better than OM alone. Demobrat Oct 2023 #36

There is really no right answer for everyone. Demobrat Oct 2023 #42

High-paid celebricon endorsers, high rates of claim... dchill Oct 2023 #30

Nice slogans dpibel Oct 2023 #44

Not stupid. Just gullible. dchill Oct 2023 #47

My daughter is a home-care RN Case Manager Freddie Oct 2023 #39

I could have stayed on my work insurance chowmama Oct 2023 #40