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Health

IbogaProject

(5,848 posts)

18. If one turned 65 within the last year the rules are different

Reply to KS Toronado (Original post)

Mon Dec 8, 2025, 08:19 PM

Dec 2025

It is important to get that coverage but I'm not sure that is part of the open enrollment process. Maybe you need to apply for Midigap coverage directly from Medicare, though the carrier will be private. There will be monthly premiums too.
Sorry if you are one of the first to have coverage messed up after that GOP tax givaway boondogle last summer.

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Lulu KC

21 replies

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Was looking to get a supplement insurance plan to cover the 20% [View all] KS Toronado Dec 2025 OP

Do you have a Medicare Advantage plan now? Freddie Dec 2025 #1

No those advantage plans are a rip off KS Toronado Dec 2025 #3

Good Freddie Dec 2025 #5

i use traditional "real" medicare rampartd Dec 2025 #9

I have basic Medicare Jilly_in_VA Dec 2025 #2

That 20% they don't pay is eating me alive KS Toronado Dec 2025 #6

Same here I don't even have prescription drugs Walleye Dec 2025 #8

I have traditional with an AARP supplement Freddie Dec 2025 #4

I think the supplemental is called Medigap bucolic_frolic Dec 2025 #7

Try Farm Bureau Health & call your senior center & council on aging! SheltieLover Dec 2025 #10

FWIW....I recently learned that all medical billing is negotiable. anciano Dec 2025 #11

I asked my husband, who knows quite a bit about whathehell Dec 2025 #12

Unfortunately you are correct Freddie Dec 2025 #14

I got 'put on' MA when I first contacted someone to come explain the differences slightlv Dec 2025 #13

Don't kill the messenger Lulu KC Dec 2025 #15

Oh--but not if you're young enough! Lulu KC Dec 2025 #19

check this out Nigrum Cattus Dec 2025 #16

I have Plan "N" supplement here in Maryland wolfie001 Dec 2025 #17

If one turned 65 within the last year the rules are different IbogaProject Dec 2025 #18

I got caught by that pre-existing conditions thing, too, the first time I applied for a Medicare supplement ShazzieB Dec 2025 #20

Are you referring to the *Medigap* Open Enrollment Period or the *Medicare* Open Enrollment Period? sl8 Dec 2025 #21